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Spartanburg County, South Carolina (SC)

Installment Loans in Boiling Springs, SC

1 lender in Boiling Springs, SC · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Boiling Springs, South Carolina? We list 1 installment lender in Boiling Springs with its address, phone number, opening hours and, where South Carolina publishes it, license status. Last checked October 8, 2026.

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Boiling Springs lenders at a glance

Boiling Springs, in Spartanburg County, has 1 lender location in our directory: 1 installment lender, all in ZIP code 29316. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Inman, about 6 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Spartanburg County
ZIP code
29316
Hours (1 store lists them)
Closed on weekends

Typical cost in South Carolina

  • Restricted lenders (Title 34 ch. 29) make loans of $7,500 or less and need a Board license to charge more than the general usury rate. Source: S.C. Code Ann. § 34-29-20(a)

Rules for lenders in Boiling Springs

Boiling Springs has no local payday or title loan ordinance in our records, so South Carolina state law applies.

  • The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee. Source: S.C. Code Ann. § 34-39-180(B) · verified Oct 8, 2026
  • The fee on a deferred presentment transaction can be at most 15 percent of the principal amount, charged once per written agreement. Source: S.C. Code Ann. § 34-39-180(E) · verified Oct 8, 2026
  • A licensee can defer presenting a check for up to 31 days. Source: S.C. Code Ann. § 34-39-180(A) · verified Oct 8, 2026
  • A licensee cannot make a new deferred presentment transaction to a person who has one outstanding. Source: S.C. Code Ann. § 34-39-270(A)(1) · verified Oct 8, 2026

All rules: South Carolina lending rules.

Questions people ask

How many installment lenders are in Boiling Springs, SC?

We list 1 installment lender in Boiling Springs, checked against their sources as of October 8, 2026.

Are payday loans legal in South Carolina?

Yes. Payday lenders operate in South Carolina under state rules. For example: The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee (S.C. Code Ann. § 34-39-180(B)).

Which lenders have the most stores in Boiling Springs?

OneMain Financial (1 store).

Are any lenders in Boiling Springs open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (SC) · 1 location Last verified Oct 15, 2026
  2. S.C. Code Ann. § 34-39-180(B), S.C. Code Ann. § 34-39-180(E), S.C. Code Ann. § 34-39-180(A), S.C. Code Ann. § 34-39-270(A)(1), S.C. Code Ann. § 34-39-180(F), S.C. Code Ann. § 34-39-280(C), S.C. Code Ann. § 34-39-280(A), S.C. Code Ann. § 34-39-270(B), S.C. Code Ann. § 34-39-130(A), S.C. Code Ann. § 34-39-175(A) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  3. S.C. Code Ann. § 34-29-20(a), S.C. Code Ann. § 34-29-140(a)(2), S.C. Code Ann. § 34-29-140(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  4. S.C. Code Ann. § 37-3-502 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  5. S.C. Code Ann. § 40-39-110, S.C. Code Ann. § 40-39-20(A), S.C. Code Ann. § 40-39-100(A)(1), S.C. Code Ann. § 40-39-100(A)(2), S.C. Code Ann. § 40-39-100(A)(3), S.C. Code Ann. § 40-39-100(A)(4), S.C. Code Ann. § 40-39-100(C) · Pawn loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.