South Carolina (SC) lender directory
Installment Loans in South Carolina
Looking for an installment loan near you in South Carolina? Pick your city below. We list 166 stores in 77 South Carolina cities, built from lenders' own store pages. Data last checked October 8, 2026.
Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Installment loans by city
Top cities
- Installment loans in Columbia 9
- Installment loans in Greenville 8
- Installment loans in Florence 7
- Installment loans in Charleston 6
- Installment loans in Spartanburg 6
- Installment loans in Summerville 6
- Installment loans in Myrtle Beach 5
- Installment loans in North Augusta 4
- Installment loans in Orangeburg 4
- Installment loans in Sumter 4
- Installment loans in Aiken 3
- Installment loans in Anderson 3
All 77 cities A–Z
A
B
- Bamberg 1
- Barnwell 1
- Batesburg-Leesville 2
- Beaufort 2
- Belton 1
- Bennettsville 2
- Bishopville 1
- Bluffton 2
- Boiling Springs 1
C
D
- Darlington 2
- Dillon 1
E
- Easley 3
F
- Florence 7
- Fort Mill 2
- Fountain Inn 1
G
- Gaffney 2
- Georgetown 3
- Goose Creek 2
- Greenville 8
- Greenwood 3
- Greer 3
H
- Hampton 1
- Hardeeville 1
- Hartsville 2
- Holly Hill 1
I
J
K
L
M
- Manning 2
- Marion 1
- Mauldin 1
- Moncks Corner 3
- Mount Pleasant 2
- Mullins 1
- Myrtle Beach 5
N
O
P
- Pageland 1
- Powdersville 1
R
S
- Saluda 1
- Seneca 2
- Simpsonville 2
- Spartanburg 6
- St. George 1
- Summerville 6
- Sumter 4
T
- Taylors 1
U
- Union 1
W
- Walterboro 2
- West Columbia 3
- Williamston 1
- Williston 1
- Winnsboro 1
- Woodruff 1
Y
- York 2
Installment loans in South Carolina: the rules
- Restricted lenders (Title 34 ch. 29) make loans of $7,500 or less and need a Board license to charge more than the general usury rate. Source: S.C. Code Ann. § 34-29-20(a) · verified Oct 8, 2026
- On the first $600 of a restricted loan over $150 and up to $2,000 (one-year term), the finance charge can be $25 per $100. Source: S.C. Code Ann. § 34-29-140(a)(2) · verified Oct 8, 2026
- On the part from $600 to $1,000, the finance charge can be $18 per $100 per year. Source: S.C. Code Ann. § 34-29-140(a)(2) · verified Oct 8, 2026
- On the part from $1,000 to $2,000, the finance charge can be $12 per $100 per year. Source: S.C. Code Ann. § 34-29-140(a)(2) · verified Oct 8, 2026
- A restricted lender can add an initial charge of at most 7 percent of the cash advance or $56, whichever is less. Source: S.C. Code Ann. § 34-29-140(a) · verified Oct 8, 2026
- Unless it is a supervised financial organization, a lender needs a license from the State Board of Financial Institutions to make supervised loans. Source: S.C. Code Ann. § 37-3-502 · verified Oct 8, 2026
Lenders in South Carolina are licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division. See also online lenders and apps in South Carolina.
Questions people ask
Are payday loans legal in South Carolina?
Yes. Payday lenders operate in South Carolina under state rules. For example: The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee (S.C. Code Ann. § 34-39-180(B)).
How many installment lenders are in South Carolina?
We list 166 installment lenders in South Carolina, in 77 cities.
Which South Carolina cities have the most installment lenders?
Columbia (9), Greenville (8), Florence (7), Charleston (6) and Spartanburg (6).
How much can lenders charge in South Carolina?
On the first $600 of a restricted loan over $150 and up to $2,000 (one-year term), the finance charge can be $25 per $100 (S.C. Code Ann. § 34-29-140(a)(2)). More limits are listed under the state rules on this page.
How do I check a lender's license in South Carolina?
Lenders in South Carolina are licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- World Finance locations (SC) · 77 locations Last verified Oct 15, 2026
- Check 'n Go locations (SC) · 34 locations Last verified Oct 15, 2026
- OneMain Financial branches (SC) · 31 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), SC · 24 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Republic Finance locations (SC) · 24 locations Last verified Oct 15, 2026
- S.C. Code Ann. § 34-39-180(B), S.C. Code Ann. § 34-39-180(E), S.C. Code Ann. § 34-39-180(A), S.C. Code Ann. § 34-39-270(A)(1), S.C. Code Ann. § 34-39-180(F), S.C. Code Ann. § 34-39-280(C), S.C. Code Ann. § 34-39-280(A), S.C. Code Ann. § 34-39-270(B), S.C. Code Ann. § 34-39-130(A), S.C. Code Ann. § 34-39-175(A) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
- S.C. Code Ann. § 34-29-20(a), S.C. Code Ann. § 34-29-140(a)(2), S.C. Code Ann. § 34-29-140(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- S.C. Code Ann. § 37-3-502 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- S.C. Code Ann. § 40-39-110, S.C. Code Ann. § 40-39-20(A), S.C. Code Ann. § 40-39-100(A)(1), S.C. Code Ann. § 40-39-100(A)(2), S.C. Code Ann. § 40-39-100(A)(3), S.C. Code Ann. § 40-39-100(A)(4), S.C. Code Ann. § 40-39-100(C) · Pawn loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.