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Cherokee County, South Carolina (SC)

Title & Installment Loans in Gaffney, SC

3 lenders in Gaffney, SC · 3 list hours · 1 open Saturday · 3 verified in the last 30 days · + 2 reported, not yet verified

Looking for a title or installment loan near you in Gaffney, South Carolina? We list 3 lender locations in Gaffney with addresses, phone numbers, opening hours and, where South Carolina publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

Other lenders reported in Gaffney

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Gaffney lenders at a glance

Gaffney, in Cherokee County (population 12,546), has 3 lender locations in our directory: 2 installment lenders and 1 title loan store, across 2 ZIP codes. The chains with the most stores here are Republic Finance (1), TitleMax (1) and World Finance (1). Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Chesnee, about 12 miles away, with 1 location.

Stores by loan type
Title loans 1
Installment loans 2
County
Cherokee County
ZIP codes with stores
29340, 29341
Hours (3 stores list them)
Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in South Carolina

  • Restricted lenders (Title 34 ch. 29) make loans of $7,500 or less and need a Board license to charge more than the general usury rate. Source: S.C. Code Ann. § 34-29-20(a)

Rules for lenders in Gaffney

Gaffney has no local payday or title loan ordinance in our records, so South Carolina state law applies.

  • The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee. Source: S.C. Code Ann. § 34-39-180(B) · verified Oct 8, 2026
  • The fee on a deferred presentment transaction can be at most 15 percent of the principal amount, charged once per written agreement. Source: S.C. Code Ann. § 34-39-180(E) · verified Oct 8, 2026
  • A licensee can defer presenting a check for up to 31 days. Source: S.C. Code Ann. § 34-39-180(A) · verified Oct 8, 2026
  • A licensee cannot make a new deferred presentment transaction to a person who has one outstanding. Source: S.C. Code Ann. § 34-39-270(A)(1) · verified Oct 8, 2026

All rules: South Carolina lending rules.

Questions people ask

How many installment lenders are in Gaffney, SC?

We list 2 installment lenders and 1 title loan store in Gaffney, checked against their sources as of October 8, 2026.

Are payday loans legal in South Carolina?

Yes. Payday lenders operate in South Carolina under state rules. For example: The total a payday lender advances to a customer at one time cannot exceed $550, not counting the fee (S.C. Code Ann. § 34-39-180(B)).

Which lenders have the most stores in Gaffney?

Republic Finance (1 store), TitleMax (1 store) and World Finance (1 store).

Are any lenders in Gaffney open on weekends?

Of the 3 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Republic Finance locations (SC) · 1 location Last verified Oct 15, 2026
  2. TitleMax store locator (SC) · 1 location Last verified Oct 15, 2026
  3. World Finance locations (SC) · 1 location Last verified Oct 15, 2026
  4. S.C. Code Ann. § 34-39-180(B), S.C. Code Ann. § 34-39-180(E), S.C. Code Ann. § 34-39-180(A), S.C. Code Ann. § 34-39-270(A)(1), S.C. Code Ann. § 34-39-180(F), S.C. Code Ann. § 34-39-280(C), S.C. Code Ann. § 34-39-280(A), S.C. Code Ann. § 34-39-270(B), S.C. Code Ann. § 34-39-130(A), S.C. Code Ann. § 34-39-175(A) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  5. S.C. Code Ann. § 34-29-20(a), S.C. Code Ann. § 34-29-140(a)(2), S.C. Code Ann. § 34-29-140(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  6. S.C. Code Ann. § 37-3-502 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  7. S.C. Code Ann. § 40-39-110, S.C. Code Ann. § 40-39-20(A), S.C. Code Ann. § 40-39-100(A)(1), S.C. Code Ann. § 40-39-100(A)(2), S.C. Code Ann. § 40-39-100(A)(3), S.C. Code Ann. § 40-39-100(A)(4), S.C. Code Ann. § 40-39-100(C) · Pawn loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.