Oklahoma (OK) lender directory
Payday & Installment Loans in Oklahoma
Looking for a lender near you in Oklahoma? Pick your city below. We list 1,000 stores in 123 Oklahoma cities, built from state license records and lenders' own store pages. Data last checked October 9, 2026.
Lenders by city
Top cities
- Lenders in Oklahoma City 104
- Lenders in Tulsa 76
- Lenders in Lawton 31
- Lenders in Muskogee 31
- Lenders in Ardmore 28
- Lenders in Shawnee 23
- Lenders in Midwest City 21
- Lenders in Tahlequah 20
- Lenders in Bartlesville 19
- Lenders in McAlester 19
- Lenders in Moore 19
- Lenders in Norman 18
All 123 cities A–Z
A
B
- Bartlesville 19
- Bethany 5
- Bixby 2
- Blackwell 2
- Bristow 3
- Broken Arrow 16
- Broken Bow 8
C
- Calera 1
- Catoosa 1
- Chandler 4
- Checotah 5
- Chelsea 2
- Chickasha 13
- Choctaw 1
- Claremore 16
- Cleveland 3
- Clinton 7
- Coalgate 1
- Colcord 8
- Collinsville 1
- Commerce 1
- Cushing 5
D
E
F
- Fairview 1
- Fort Gibson 1
- Frederick 3
G
H
I
- Idabel 9
J
K
- Kiefer 2
- Kingfisher 3
- Kingston 1
L
- Lawton 31
- Lindsay 1
- Lone Grove 1
M
N
- Newcastle 2
- Noble 1
- Norman 18
- North Miami 1
- Nowata 2
O
- Okemah 3
- Oklahoma City 104
- Okmulgee 13
- Owasso 11
P
- Pauls Valley 10
- Pawhuska 2
- Perkins 1
- Perry 1
- Pocola 3
- Ponca City 18
- Porter 1
- Poteau 15
- Prague 2
- Pryor Creek 7
- Purcell 4
R
- Roland 14
S
- Sallisaw 12
- Sand Springs 9
- Sapulpa 14
- Seminole 9
- Shawnee 23
- Skiatook 4
- South Coffeyville 1
- Spencer 1
- Spiro 1
- Stigler 2
- Stillwater 14
- Stilwell 7
- Stroud 1
- Sulphur 3
T
- Tahlequah 20
- Talihina 2
- Tecumseh 2
- Thackerville 1
- Tishomingo 1
- Tulsa 76
V
W
- Wagoner 5
- Warr Acres 5
- Watts 1
- Weatherford 8
- Wewoka 2
- Wilburton 3
- Woodward 9
Y
- Yukon 12
Lending rules in Oklahoma
General rules
- Making small loans in Oklahoma requires an Oklahoma Small Lender license from the Department of Consumer Credit, including loans made to Oklahoma consumers by phone, fax or the internet. Source: 59 O.S. § 3150 et seq. (Oklahoma Small Lenders Act) · verified Oct 9, 2026
- A small lender needs a $25,000 surety bond per location (up to $200,000 in total) and $50,000 of tangible net worth per location. Source: 59 O.S. § 3150 et seq. (DOCC licence requirements) · verified Oct 9, 2026
- The most a customer can owe in small loans across all small lenders is $1,824.60 from July 1, 2025 (it started at $1,500 and is adjusted every other year for inflation). Source: 59 O.S. § 3150.10(C) · verified Oct 9, 2026
- The base limit on small loans a customer can owe in total was $1,500, then raised to $1,718.25 on July 1, 2023. Source: 59 O.S. § 3150.10(C) · verified Oct 9, 2026
Payday loans (deferred presentment)
- Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license. Source: DOCC 2024 Annual Report · verified Oct 9, 2026
Pawn loans
- The DOCC pawnbroker rate chart (for information only, effective 1988) shows a charge of 20 percent a month (240 percent a year): $1.00 on a $5 pawn. Source: OKDOCC Pawnbroker Rate Chart (59 O.S. § 1501 et seq.) · verified Oct 9, 2026
Lenders in Oklahoma are licensed by the Oklahoma Department of Consumer Credit (DOCC). You can look up any license in its license search. See also online lenders and apps in Oklahoma.
Oklahoma lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Oklahoma Department of Consumer Credit 2024 Annual Report (2024)
| Loan | Measure | Value |
|---|---|---|
| Installment loan | Licensed supervised lenders | 1,273 |
| Pawn loan | Licensed pawnbrokers | 224 |
| Payday loan | Licensed small lenders | 123 |
Source: Oklahoma Department of Consumer Credit 2024 Annual Report · verified Oct 9, 2026
Questions people ask
Are payday loans legal in Oklahoma?
Yes. Payday lenders operate in Oklahoma under state rules. For example: Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license (DOCC 2024 Annual Report).
How many installment lenders are in Oklahoma?
We list 732 installment lenders, 217 pawn shops and 91 payday loan stores in Oklahoma, in 123 cities.
Which Oklahoma cities have the most lenders?
Oklahoma City (104), Tulsa (76), Lawton (31), Muskogee (31) and Ardmore (28).
How do I check a lender's license in Oklahoma?
Lenders in Oklahoma are licensed by the Oklahoma Department of Consumer Credit (DOCC). You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- Oklahoma Department of Consumer Credit licence rosters · 996 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), OK · 84 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- World Finance locations (OK) · 52 locations Last verified Oct 15, 2026
- Check 'n Go locations (OK) · 40 locations Last verified Oct 15, 2026
- EZPAWN store locator (OK) · 21 locations Last verified Oct 15, 2026
- OneMain Financial branches (OK) · 19 locations Last verified Oct 15, 2026
- 59 O.S. § 3150 et seq. (Oklahoma Small Lenders Act), 59 O.S. § 3150 et seq. (DOCC licence requirements) · General rules Last verified Oct 9, 2026 · high confidence
- 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
- 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
- DOCC 2024 Annual Report · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
- OKDOCC Pawnbroker Rate Chart (59 O.S. § 1501 et seq.) · Pawn loans Last verified Oct 9, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.