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Pawnee County, Oklahoma (OK)

Installment Loans & Pawn Shops in Cleveland, OK

3 lenders in Cleveland, OK · 3 verified in the last 30 days

Looking for an installment loan or a pawn shop near you in Cleveland, Oklahoma? We list 3 lender locations in Cleveland with addresses, phone numbers, opening hours and, where Oklahoma publishes it, license status. Last checked October 9, 2026.

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Cleveland lenders at a glance

Cleveland, in Pawnee County (population 3,263), has 3 lender locations in our directory: 2 installment lenders and 1 pawn shop, all in ZIP code 74020. The chain with the most stores here is Security Finance (1). The nearest other city with lenders is Hominy, about 9 miles away, with 1 location.

Stores by loan type
Installment loans 2
Pawn shops 1
County
Pawnee County
ZIP code
74020

Rules for lenders in Cleveland

Cleveland has no local payday or title loan ordinance in our records, so Oklahoma state law applies.

  • Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license. Source: DOCC 2024 Annual Report · verified Oct 9, 2026

All rules: Oklahoma lending rules.

Questions people ask

How many installment lenders are in Cleveland, OK?

We list 2 installment lenders and 1 pawn shop in Cleveland, checked against their sources as of October 9, 2026.

Are payday loans legal in Oklahoma?

Yes. Payday lenders operate in Oklahoma under state rules. For example: Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license (DOCC 2024 Annual Report).

Which lenders have the most stores in Cleveland?

Security Finance (1 store).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Oklahoma Department of Consumer Credit licence rosters · 3 locations Last verified Oct 15, 2026
  2. 59 O.S. § 3150 et seq. (Oklahoma Small Lenders Act), 59 O.S. § 3150 et seq. (DOCC licence requirements) · General rules Last verified Oct 9, 2026 · high confidence
  3. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  4. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  5. DOCC 2024 Annual Report · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  6. OKDOCC Pawnbroker Rate Chart (59 O.S. § 1501 et seq.) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.