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Nowata County, Oklahoma (OK)

Installment Loans in Nowata, OK

2 lenders in Nowata, OK · 2 verified in the last 30 days

Looking for an installment loan near you in Nowata, Oklahoma? We list 2 lender locations in Nowata with addresses, phone numbers, opening hours and, where Oklahoma publishes it, license status. Last checked October 9, 2026.

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Nowata lenders at a glance

Nowata, in Nowata County (population 3,592), has 2 lender locations in our directory: 2 installment lenders, all in ZIP code 74048. The nearest other city with lenders is Chelsea, about 16 miles away, with 2 locations.

Stores by loan type
Installment loans 2
County
Nowata County
ZIP code
74048

Rules for lenders in Nowata

Nowata has no local payday or title loan ordinance in our records, so Oklahoma state law applies.

  • Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license. Source: DOCC 2024 Annual Report · verified Oct 9, 2026

All rules: Oklahoma lending rules.

Questions people ask

How many installment lenders are in Nowata, OK?

We list 2 installment lenders in Nowata, checked against their sources as of October 9, 2026.

Are payday loans legal in Oklahoma?

Yes. Payday lenders operate in Oklahoma under state rules. For example: Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license (DOCC 2024 Annual Report).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Oklahoma Department of Consumer Credit licence rosters · 2 locations Last verified Oct 15, 2026
  2. 59 O.S. § 3150 et seq. (Oklahoma Small Lenders Act), 59 O.S. § 3150 et seq. (DOCC licence requirements) · General rules Last verified Oct 9, 2026 · high confidence
  3. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  4. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  5. DOCC 2024 Annual Report · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  6. OKDOCC Pawnbroker Rate Chart (59 O.S. § 1501 et seq.) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.