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Mississippi (MS) lender directory

Title Loans in Mississippi

Looking for a title loan near you in Mississippi? Pick your city below. We list 29 stores in 25 Mississippi cities, built from state license records and lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Title Loans: How They Work, What They Cost, and the Risks

Title loans by city

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Title loans in Mississippi: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

  • A title pledge lender can charge at most 25 percent of the principal advanced per month, all charges included. Source: Miss. Code Ann. § 75-67-413(1) · verified Oct 9, 2026 · medium confidence
  • A title pledge lender cannot lend more than $2,500 against a single certificate of title. Source: Miss. Code Ann. § 75-67-415 · verified Oct 9, 2026 · medium confidence

Lenders in Mississippi are licensed by the Mississippi Department of Banking and Consumer Finance (DBCF). You can look up any license in its license search. See also online lenders and apps in Mississippi.

Questions people ask

Are payday loans legal in Mississippi?

Yes. Payday lenders operate in Mississippi under state rules. For example: A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days (Miss. Code Ann. § 75-67-519(1)).

How many title loan stores are in Mississippi?

We list 29 title loan stores in Mississippi, in 25 cities.

Which Mississippi cities have the most title loan stores?

Columbus (2), Greenwood (2), Kosciusko (2), Olive Branch (2) and Booneville (1).

How much can lenders charge in Mississippi?

A title pledge lender can charge at most 25 percent of the principal advanced per month, all charges included (Miss. Code Ann. § 75-67-413(1)). More limits are listed under the state rules on this page.

How do I check a lender's license in Mississippi?

Lenders in Mississippi are licensed by the Mississippi Department of Banking and Consumer Finance (DBCF). You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. Mississippi DBCF licensee lists · 26 locations Last verified Oct 11, 2026
  2. TitleMax store locator (MS) · 7 locations Last verified Oct 11, 2026
  3. OpenStreetMap (Overpass API), MS · 2 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  4. Miss. Code Ann. § 75-67-519(1), Miss. Code Ann. § 75-67-519(2), Miss. Code Ann. § 75-67-519(4)(a), Miss. Code Ann. § 75-67-519(4)(b), Miss. Code Ann. § 75-67-519(5), Miss. Code Ann. § 75-67-519(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Miss. Code Ann. § 75-67-413(1) · Title loans Last verified Oct 9, 2026 · medium confidence
  6. Miss. Code Ann. § 75-67-415 · Title loans Last verified Oct 9, 2026 · medium confidence
  7. Miss. Code Ann. § 75-67-181(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
  8. Miss. Code Ann. § 75-67-313 · Pawn loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.