Lafayette County, Mississippi (MS)

Title Loans in Oxford, MS

1 lender in Oxford, MS · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days

Looking for a title loan near you in Oxford, Mississippi? We list 1 title loan store in Oxford with its address, phone number, opening hours and, where Mississippi publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

TitleMax

1420 Jackson Ave W 1.3 mi from downtown

Title loans License: Active Hours listed

Source: TitleMax store locator (MS), Mississippi DBCF licensee lists, OpenStreetMap (Overpass API), MS · verified Oct 9, 2026

(662) 245-5248

Oxford lenders at a glance

Oxford, in Lafayette County (population 26,801), has 1 lender location in our directory: 7 installment lenders, 6 payday loan stores and 1 title loan store (some stores offer more than one type), all in ZIP code 38655. The chains with the most stores here are Advance America (1), Republic Finance (1) and TitleMax (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Water Valley, about 14 miles away, with 2 locations.

Stores by loan type: Payday loans 6
Title loans 1
Installment loans 7
County: Lafayette County
ZIP code: 38655
Hours (1 store lists them): Open Saturday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in Mississippi

A delayed-deposit (payday) check cannot exceed $500 including fees, and a customer can have at most $500 outstanding at any time. Source: Miss. Code Ann. § 75-67-519(2) · medium confidence
For a check of $250 or less the fee cannot exceed $20 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(a) · medium confidence
For a check of $251 to $500 the fee cannot exceed $21.95 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(b) · medium confidence

Rules for lenders in Oxford

Oxford has no local payday or title loan ordinance in our records, so Mississippi state law applies.

A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days. Source: Miss. Code Ann. § 75-67-519(1) · verified Oct 9, 2026 · medium confidence
A delayed-deposit (payday) check cannot exceed $500 including fees, and a customer can have at most $500 outstanding at any time. Source: Miss. Code Ann. § 75-67-519(2) · verified Oct 9, 2026 · medium confidence
For a check of $250 or less the fee cannot exceed $20 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(a) · verified Oct 9, 2026 · medium confidence
For a check of $251 to $500 the fee cannot exceed $21.95 per $100 advanced. Source: Miss. Code Ann. § 75-67-519(4)(b) · verified Oct 9, 2026 · medium confidence

All rules: Mississippi lending rules.

Questions people ask

How many installment lenders are in Oxford, MS?

We list 7 installment lenders, 6 payday loan stores and 1 title loan store in Oxford, checked against their sources as of October 9, 2026.

Are payday loans legal in Mississippi?

Yes. Payday lenders operate in Mississippi under state rules. For example: A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days (Miss. Code Ann. § 75-67-519(1)).

Which lenders have the most stores in Oxford?

Advance America (1 store), Republic Finance (1 store) and TitleMax (1 store).

Are any lenders in Oxford open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

TitleMax store locator (MS) · 1 location Last verified Oct 11, 2026
Mississippi DBCF licensee lists · 1 location Last verified Oct 11, 2026
Miss. Code Ann. § 75-67-519(1), Miss. Code Ann. § 75-67-519(2), Miss. Code Ann. § 75-67-519(4)(a), Miss. Code Ann. § 75-67-519(4)(b), Miss. Code Ann. § 75-67-519(5), Miss. Code Ann. § 75-67-519(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
Miss. Code Ann. § 75-67-413(1) · Title loans Last verified Oct 9, 2026 · medium confidence
Miss. Code Ann. § 75-67-415 · Title loans Last verified Oct 9, 2026 · medium confidence
Miss. Code Ann. § 75-67-181(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
Miss. Code Ann. § 75-67-313 · Pawn loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.

Title loans