Mississippi (MS) lender directory
Installment Loans in Mississippi
Looking for an installment loan near you in Mississippi? Pick your city below. We list 450 stores in 99 Mississippi cities, built from state license records and lenders' own store pages. Data last checked October 9, 2026.
Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Installment loans by city
Top cities
- Installment loans in Meridian 21
- Installment loans in Tupelo 20
- Installment loans in Grenada 16
- Installment loans in Batesville 15
- Installment loans in Gulfport 15
- Installment loans in Hattiesburg 15
- Installment loans in Laurel 13
- Installment loans in Corinth 10
- Installment loans in Ridgeland 10
- Installment loans in Southaven 10
- Installment loans in Starkville 10
- Installment loans in Brookhaven 9
All 99 cities A–Z
A
B
- Baldwyn 1
- Batesville 15
- Bay Springs 1
- Belzoni 1
- Biloxi 3
- Booneville 4
- Brandon 5
- Brookhaven 9
- Bruce 1
- Byhalia 1
- Byram 3
C
- Canton 3
- Carthage 3
- Clarksdale 3
- Cleveland 5
- Clinton 8
- Collins 2
- Columbia 7
- Columbus 9
- Corinth 10
- Crystal Springs 1
D
E
- Eupora 2
F
G
H
- Hattiesburg 15
- Hazlehurst 4
- Hernando 1
- Holly Springs 4
- Horn Lake 3
- Houston 4
I
J
- Jackson 6
K
L
- Laurel 13
- Leland 1
- Lexington 1
- Liberty 1
- Long Beach 1
- Louisville 3
- Lucedale 2
M
- Magee 4
- Magnolia 2
- McComb 8
- Mendenhall 1
- Meridian 21
- Monticello 1
- Moss Point 1
N
- Natchez 3
- New Albany 9
- Newton 2
O
- Olive Branch 9
- Oxford 7
P
- Pascagoula 5
- Pearl 8
- Pearlington 1
- Petal 3
- Philadelphia 9
- Picayune 9
- Pontotoc 4
- Poplarville 1
- Port Gibson 1
- Prentiss 2
- Purvis 1
Q
- Quitman 2
R
S
- Saucier 1
- Senatobia 7
- Southaven 10
- Starkville 10
T
U
- Union 1
V
W
- Walnut Grove 1
- Water Valley 1
- Waveland 2
- Waynesboro 8
- West Point 2
- Wiggins 2
- Winona 4
Y
Installment loans in Mississippi: the rules
Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.
- A licensee can charge up to 59 percent a year (actuarial method) on loans of $5,100 or less under the Consumer Alternative Installment Loan Act. Source: Miss. Code Ann. § 75-67-181(1) · verified Oct 9, 2026 · medium confidence
Lenders in Mississippi are licensed by the Mississippi Department of Banking and Consumer Finance (DBCF). You can look up any license in its license search. See also online lenders and apps in Mississippi.
Questions people ask
Are payday loans legal in Mississippi?
Yes. Payday lenders operate in Mississippi under state rules. For example: A check casher can delay depositing a personal check of up to $250 for at most 30 days; for $251 to $500 the agreement runs 28 to 30 days (Miss. Code Ann. § 75-67-519(1)).
How many installment lenders are in Mississippi?
We list 450 installment lenders in Mississippi, in 99 cities.
Which Mississippi cities have the most installment lenders?
Meridian (21), Tupelo (20), Grenada (16), Batesville (15) and Gulfport (15).
How much can lenders charge in Mississippi?
A licensee can charge up to 59 percent a year (actuarial method) on loans of $5,100 or less under the Consumer Alternative Installment Loan Act (Miss. Code Ann. § 75-67-181(1)). More limits are listed under the state rules on this page.
How do I check a lender's license in Mississippi?
Lenders in Mississippi are licensed by the Mississippi Department of Banking and Consumer Finance (DBCF). You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- Mississippi DBCF licensee lists · 439 locations Last verified Oct 11, 2026
- World Finance locations (MS) · 29 locations Last verified Oct 11, 2026
- Republic Finance locations (MS) · 28 locations Last verified Oct 11, 2026
- OneMain Financial branches (MS) · 23 locations Last verified Oct 11, 2026
- OpenStreetMap (Overpass API), MS · 9 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
- Miss. Code Ann. § 75-67-519(1), Miss. Code Ann. § 75-67-519(2), Miss. Code Ann. § 75-67-519(4)(a), Miss. Code Ann. § 75-67-519(4)(b), Miss. Code Ann. § 75-67-519(5), Miss. Code Ann. § 75-67-519(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-413(1) · Title loans Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-415 · Title loans Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-181(1) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
- Miss. Code Ann. § 75-67-313 · Pawn loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.