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Calhoun County, Michigan (MI)

Installment Loans in Battle Creek, MI

2 lenders in Battle Creek, MI · 2 list hours · 1 open Saturday · 2 verified in the last 30 days

Looking for an installment loan near you in Battle Creek, Michigan? We list 2 installment lenders in Battle Creek with addresses, phone numbers, opening hours and, where Michigan publishes it, license status. Last checked October 9, 2026.

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Battle Creek lenders at a glance

Battle Creek, in Calhoun County (population 52,205), has 2 lender locations in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), all in ZIP code 49015. The chains with the most stores here are Check 'n Go (1) and OneMain Financial (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Portage, about 20 miles away, with 2 locations.

Stores by loan type
Payday loans 1
Installment loans 2
County
Calhoun County
ZIP code
49015
Hours (2 stores list them)
Open Saturday: 1

Typical cost in Michigan

  • The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100). Source: Mich. Comp. Laws § 487.2153(1)(a) · medium confidence

Rules for lenders in Battle Creek

Battle Creek has no local payday or title loan ordinance in our records, so Michigan state law applies.

  • The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100). Source: Mich. Comp. Laws § 487.2153(1)(a) · verified Oct 9, 2026 · medium confidence
  • A licensee cannot make a deferred presentment transaction if the customer has an open one with that licensee or more than one open with any other licensee. Source: Mich. Comp. Laws § 487.2153(2) · verified Oct 9, 2026 · medium confidence
  • A licensee can defer cashing the customer's check for up to 31 days; the written agreement must carry this notice. Source: Mich. Comp. Laws § 487.2152 · verified Oct 9, 2026 · medium confidence
  • A customer who has made 8 deferred presentment transactions in a 12-month period is entitled to a repayment plan. Source: Mich. Comp. Laws § 487.2155 · verified Oct 9, 2026 · medium confidence

All rules: Michigan lending rules.

Questions people ask

How many installment lenders are in Battle Creek, MI?

We list 2 installment lenders and 1 payday loan store in Battle Creek, checked against their sources as of October 9, 2026.

Are payday loans legal in Michigan?

Yes. Payday lenders operate in Michigan under state rules. For example: The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100) (Mich. Comp. Laws § 487.2153(1)(a)).

Which lenders have the most stores in Battle Creek?

Check 'n Go (1 store) and OneMain Financial (1 store).

Are any lenders in Battle Creek open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (MI) · 1 location Last verified Oct 15, 2026
  2. Check 'n Go locations (MI) · 1 location Last verified Oct 15, 2026
  3. Mich. Comp. Laws § 487.2153(1)(a), Mich. Comp. Laws § 487.2153(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Mich. Comp. Laws § 487.2152 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Mich. Comp. Laws § 487.2155 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.