Michigan (MI) lender directory
Installment Loans in Michigan
Looking for an installment loan near you in Michigan? Pick your city below. We list 50 stores in 36 Michigan cities, built from lenders' own store pages. Data last checked October 9, 2026.
Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Installment loans by city
Top cities
- Installment loans in Flint 3
- Installment loans in Saginaw 3
- Installment loans in Battle Creek 2
- Installment loans in Detroit 2
- Installment loans in Grand Rapids 2
- Installment loans in Jackson 2
- Installment loans in Lansing 2
- Installment loans in Midland 2
- Installment loans in Muskegon 2
- Installment loans in Portage 2
- Installment loans in St. Clair Shores 2
- Installment loans in Wyoming 2
All 36 cities A–Z
B
- Battle Creek 2
- Bay City 1
- Benton Harbor 1
- Brighton 1
- Burton 1
D
- Detroit 2
F
G
- Garden City 1
- Gaylord 1
- Grand Rapids 2
H
- Highland Park 1
- Holland 1
J
- Jackson 2
L
M
- Melvindale 1
- Midland 2
- Monroe 1
- Mount Morris 1
- Mount Pleasant 1
- Muskegon 2
N
- Niles 1
O
- Oak Park 1
P
- Port Huron 1
- Portage 2
S
T
W
Installment loans in Michigan: the rules
We are still verifying Michigan's rules against the statutes and the regulator's guidance, and will publish them here with their sources. Until then, check the Michigan Department of Insurance and Financial Services (DIFS), Consumer Finance.
Lenders in Michigan are licensed by the Michigan Department of Insurance and Financial Services (DIFS), Consumer Finance. See also online lenders and apps in Michigan.
Questions people ask
Are payday loans legal in Michigan?
Yes. Payday lenders operate in Michigan under state rules. For example: The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100) (Mich. Comp. Laws § 487.2153(1)(a)).
How many installment lenders are in Michigan?
We list 50 installment lenders in Michigan, in 36 cities.
Which Michigan cities have the most installment lenders?
Flint (3), Saginaw (3), Battle Creek (2), Detroit (2) and Grand Rapids (2).
How do I check a lender's license in Michigan?
Lenders in Michigan are licensed by the Michigan Department of Insurance and Financial Services (DIFS), Consumer Finance. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- Check 'n Go locations (MI) · 29 locations Last verified Oct 15, 2026
- OneMain Financial branches (MI) · 21 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), MI · 13 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Mich. Comp. Laws § 487.2153(1)(a), Mich. Comp. Laws § 487.2153(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Mich. Comp. Laws § 487.2152 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Mich. Comp. Laws § 487.2155 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.