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Ingham County, Michigan (MI)

Payday & Installment Loans in Lansing, MI

2 lenders in Lansing, MI · 2 list hours · 1 open Saturday · 2 verified in the last 30 days · + 4 reported, not yet verified

Looking for a payday or installment loan near you in Lansing, Michigan? We list 2 lender locations in Lansing with addresses, phone numbers, opening hours and, where Michigan publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Lansing

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Lansing lenders at a glance

Lansing, in Ingham County (population 114,336), has 2 lender locations in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Check 'n Go (1) and OneMain Financial (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Jackson, about 33 miles away, with 2 locations.

Stores by loan type
Payday loans 1
Installment loans 2
County
Ingham County
ZIP codes with stores
48911, 48912
Hours (2 stores list them)
Open Saturday: 1

Typical cost in Michigan

  • The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100). Source: Mich. Comp. Laws § 487.2153(1)(a) · medium confidence

Rules for lenders in Lansing

Lansing has no local payday or title loan ordinance in our records, so Michigan state law applies.

  • The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100). Source: Mich. Comp. Laws § 487.2153(1)(a) · verified Oct 9, 2026 · medium confidence
  • A licensee cannot make a deferred presentment transaction if the customer has an open one with that licensee or more than one open with any other licensee. Source: Mich. Comp. Laws § 487.2153(2) · verified Oct 9, 2026 · medium confidence
  • A licensee can defer cashing the customer's check for up to 31 days; the written agreement must carry this notice. Source: Mich. Comp. Laws § 487.2152 · verified Oct 9, 2026 · medium confidence
  • A customer who has made 8 deferred presentment transactions in a 12-month period is entitled to a repayment plan. Source: Mich. Comp. Laws § 487.2155 · verified Oct 9, 2026 · medium confidence

All rules: Michigan lending rules.

Questions people ask

How many installment lenders are in Lansing, MI?

We list 2 installment lenders and 1 payday loan store in Lansing, checked against their sources as of October 9, 2026.

Are payday loans legal in Michigan?

Yes. Payday lenders operate in Michigan under state rules. For example: The service fee on a deferred presentment (payday) transaction is at most 15 percent of the first $100, then 14, 13, 12 and 11 percent of each further $100 (to the sixth $100) (Mich. Comp. Laws § 487.2153(1)(a)).

Which lenders have the most stores in Lansing?

Check 'n Go (1 store) and OneMain Financial (1 store).

Are any lenders in Lansing open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (MI) · 1 location Last verified Oct 15, 2026
  2. Check 'n Go locations (MI) · 1 location Last verified Oct 15, 2026
  3. Mich. Comp. Laws § 487.2153(1)(a), Mich. Comp. Laws § 487.2153(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Mich. Comp. Laws § 487.2152 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Mich. Comp. Laws § 487.2155 · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.