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Campbell County, Kentucky (KY)

Installment Loans in Cold Spring, KY

1 lender in Cold Spring, KY · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Cold Spring, Kentucky? We list 1 installment lender in Cold Spring with its address, phone number, opening hours and, where Kentucky publishes it, license status. Last checked October 9, 2026.

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Cold Spring lenders at a glance

Cold Spring, in Campbell County (population 6,499), has 1 lender location in our directory: 1 installment lender, all in ZIP code 41076. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Florence, about 12 miles away, with 2 locations.

Stores by loan type
Installment loans 1
County
Campbell County
ZIP code
41076
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Cold Spring

Cold Spring has no local payday or title loan ordinance in our records, so Kentucky state law applies.

  • A deferred deposit (payday) lender cannot charge a fee above $15 per $100 of the check's face amount, prorated, for a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
  • The service fee covers a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
  • A licensee cannot agree to hold a deferred deposit transaction for more than 60 days. Source: KRS 286.9-100(12) · verified Oct 9, 2026
  • A licensee cannot have more than two deferred deposit transactions from one customer at a time. Source: KRS 286.9-100(9)(a) · verified Oct 9, 2026

All rules: Kentucky lending rules.

Questions people ask

How many installment lenders are in Cold Spring, KY?

We list 1 installment lender in Cold Spring, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Cold Spring?

OneMain Financial (1 store).

Are any lenders in Cold Spring open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (KY) · 1 location Last verified Oct 11, 2026
  2. KRS 286.9-100(1)(b), KRS 286.9-100(12), KRS 286.9-100(9)(a), KRS 286.9-100(14) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  3. 2024 Ky. Acts ch. 152 (HB 726), § 43, repealing KRS 286.10-200 to 286.10-285 and 286.10-991 · Title loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.