CashAdvance.io

Fayette County, Kentucky (KY)

Installment Loans in Lexington, KY

4 lenders in Lexington, KY · 4 list hours · 4 verified in the last 30 days · + 3 reported, not yet verified

Looking for an installment loan near you in Lexington, Kentucky? We list 4 lender locations in Lexington with addresses, phone numbers, opening hours and, where Kentucky publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Lexington

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.

Lexington lenders at a glance

Lexington, in Fayette County (population 329,437), has 4 lender locations in our directory: 4 installment lenders, across 3 ZIP codes. The chains with the most stores here are OneMain Financial (2), Republic Finance (1) and World Finance (1). Of the 4 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Nicholasville, about 12 miles away, with 2 locations.

Stores by loan type
Installment loans 4
County
Fayette County
ZIP codes with stores
40503, 40509, 40511
Hours (4 stores list them)
Closed on weekends

Rules for lenders in Lexington

Lexington has no local payday or title loan ordinance in our records, so Kentucky state law applies.

  • A deferred deposit (payday) lender cannot charge a fee above $15 per $100 of the check's face amount, prorated, for a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
  • The service fee covers a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
  • A licensee cannot agree to hold a deferred deposit transaction for more than 60 days. Source: KRS 286.9-100(12) · verified Oct 9, 2026
  • A licensee cannot have more than two deferred deposit transactions from one customer at a time. Source: KRS 286.9-100(9)(a) · verified Oct 9, 2026

All rules: Kentucky lending rules.

Questions people ask

How many installment lenders are in Lexington, KY?

We list 4 installment lenders in Lexington, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Lexington?

OneMain Financial (2 stores), Republic Finance (1 store) and World Finance (1 store).

Are any lenders in Lexington open on weekends?

Of the 4 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (KY) · 2 locations Last verified Oct 11, 2026
  2. Republic Finance locations (KY) · 1 location Last verified Oct 11, 2026
  3. World Finance locations (KY) · 1 location Last verified Oct 11, 2026
  4. KRS 286.9-100(1)(b), KRS 286.9-100(12), KRS 286.9-100(9)(a), KRS 286.9-100(14) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  5. 2024 Ky. Acts ch. 152 (HB 726), § 43, repealing KRS 286.10-200 to 286.10-285 and 286.10-991 · Title loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.