Kentucky (KY) lender directory
Installment Loans in Kentucky
Looking for a lender near you in Kentucky? Pick your city below. We list 110 stores in 72 Kentucky cities, built from lenders' own store pages. Data last checked October 9, 2026.
Lenders by city
Top cities
- Lenders in Louisville 5
- Lenders in Bowling Green 4
- Lenders in Lexington 4
- Lenders in Elizabethtown 3
- Lenders in Paducah 3
- Lenders in Pikeville 3
- Lenders in Ashland 2
- Lenders in Corbin 2
- Lenders in Danville 2
- Lenders in Florence 2
- Lenders in Georgetown 2
- Lenders in Glasgow 2
All 72 cities A–Z
A
- Ashland 2
B
- Barbourville 1
- Bardstown 1
- Beattyville 1
- Beaver Dam 1
- Berea 1
- Bowling Green 4
- Burkesville 1
C
- Campbellsville 1
- Carrollton 1
- Cold Spring 1
- Columbia 1
- Corbin 2
- Cynthiana 1
D
- Danville 2
E
F
G
- Georgetown 2
- Glasgow 2
- Grayson 1
H
- Hardinsburg 1
- Harlan 1
- Hazard 2
- Henderson 2
- Hopkinsville 2
- Hyden 1
J
- Jackson 1
L
- Lebanon 1
- Leitchfield 1
- Lexington 4
- Liberty 1
- London 2
- Louisa 1
- Louisville 5
M
- Madisonville 2
- Manchester 1
- Mayfield 1
- Maysville 2
- McKee 1
- Middlesborough 1
- Monticello 1
- Morehead 1
- Morganfield 1
- Morgantown 1
- Mount Sterling 2
- Mount Vernon 1
- Murray 2
N
O
P
- Paducah 3
- Paintsville 2
- Paris 1
- Pikeville 3
- Powderly 1
- Prestonsburg 1
- Princeton 2
R
S
W
- West Liberty 1
- Whitesburg 1
- Whitley City 1
- Williamsburg 1
- Winchester 2
Lending rules in Kentucky
Payday loans (deferred presentment)
- A deferred deposit (payday) lender cannot charge a fee above $15 per $100 of the check's face amount, prorated, for a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
- The service fee covers a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
- A licensee cannot agree to hold a deferred deposit transaction for more than 60 days. Source: KRS 286.9-100(12) · verified Oct 9, 2026
- A licensee cannot have more than two deferred deposit transactions from one customer at a time. Source: KRS 286.9-100(9)(a) · verified Oct 9, 2026
- A licensee or its affiliate cannot renew, roll over or consolidate a deferred deposit transaction for a fee. Source: KRS 286.9-100(14) · verified Oct 9, 2026
Title loans
- Kentucky repealed its entire Title Pledge Lending law in 2024: Section 43 of 2024 Ky. Acts ch. 152 (HB 726) states "The following KRS sections are repealed" and lists KRS 286.10-200 to 286.10-285 and 286.10-991, so the state no longer licenses title pledge (car title) lenders. Source: 2024 Ky. Acts ch. 152 (HB 726), § 43, repealing KRS 286.10-200 to 286.10-285 and 286.10-991 · verified Oct 9, 2026
Lenders in Kentucky are licensed by the Kentucky Department of Financial Institutions (DFI), Division of Non-Depository Institutions. See also online lenders and apps in Kentucky.
Questions people ask
How many installment lenders are in Kentucky?
We list 110 installment lenders in Kentucky, in 72 cities.
Which Kentucky cities have the most lenders?
Louisville (5), Bowling Green (4), Lexington (4), Elizabethtown (3) and Paducah (3).
How much can lenders charge in Kentucky?
A deferred deposit (payday) lender cannot charge a fee above $15 per $100 of the check's face amount, prorated, for a period of at least 14 days (KRS 286.9-100(1)(b)). More limits are listed under the state rules on this page.
How do I check a lender's license in Kentucky?
Lenders in Kentucky are licensed by the Kentucky Department of Financial Institutions (DFI), Division of Non-Depository Institutions. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- World Finance locations (KY) · 71 locations Last verified Oct 11, 2026
- OneMain Financial branches (KY) · 30 locations Last verified Oct 11, 2026
- Republic Finance locations (KY) · 9 locations Last verified Oct 11, 2026
- OpenStreetMap (Overpass API), KY · 8 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
- KRS 286.9-100(1)(b), KRS 286.9-100(12), KRS 286.9-100(9)(a), KRS 286.9-100(14) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
- 2024 Ky. Acts ch. 152 (HB 726), § 43, repealing KRS 286.10-200 to 286.10-285 and 286.10-991 · Title loans Last verified Oct 9, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.