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Rowan County, Kentucky (KY)

Installment Loans in Morehead, KY

1 lender in Morehead, KY · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in Morehead, Kentucky? We list 1 lender location in Morehead with its address, phone number, opening hours and, where Kentucky publishes it, license status. Last checked October 9, 2026.

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Morehead lenders at a glance

Morehead, in Rowan County (population 6,789), has 1 lender location in our directory: 1 installment lender, all in ZIP code 40351. The chain with the most stores here is World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is West Liberty, about 21 miles away, with 1 location.

Stores by loan type
Installment loans 1
County
Rowan County
ZIP code
40351
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Morehead

Morehead has no local payday or title loan ordinance in our records, so Kentucky state law applies.

  • A deferred deposit (payday) lender cannot charge a fee above $15 per $100 of the check's face amount, prorated, for a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
  • The service fee covers a period of at least 14 days. Source: KRS 286.9-100(1)(b) · verified Oct 9, 2026
  • A licensee cannot agree to hold a deferred deposit transaction for more than 60 days. Source: KRS 286.9-100(12) · verified Oct 9, 2026
  • A licensee cannot have more than two deferred deposit transactions from one customer at a time. Source: KRS 286.9-100(9)(a) · verified Oct 9, 2026

All rules: Kentucky lending rules.

Questions people ask

How many installment lenders are in Morehead, KY?

We list 1 installment lender in Morehead, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Morehead?

World Finance (1 store).

Are any lenders in Morehead open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. World Finance locations (KY) · 1 location Last verified Oct 11, 2026
  2. KRS 286.9-100(1)(b), KRS 286.9-100(12), KRS 286.9-100(9)(a), KRS 286.9-100(14) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  3. 2024 Ky. Acts ch. 152 (HB 726), § 43, repealing KRS 286.10-200 to 286.10-285 and 286.10-991 · Title loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.