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Santa Clara County, California (CA)

Installment Loans in San Jose, CA

3 lenders in San Jose, CA · 3 list hours · 3 verified in the last 30 days

Looking for an installment loan near you in San Jose, California? We list 3 installment lenders in San Jose with addresses, phone numbers, opening hours and, where California publishes it, license status. Last checked October 8, 2026.

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San Jose lenders at a glance

San Jose, in Santa Clara County (population 997,368), has 3 lender locations in our directory: 3 installment lenders, across 3 ZIP codes. The chain with the most stores here is OneMain Financial (3). Of the 3 stores that publish hours, 0 open on Saturday and 0 on Sunday. The nearest other city with lenders is Newark, about 19 miles away, with 1 location.

Stores by loan type
Installment loans 3
County
Santa Clara County
ZIP codes with stores
95123, 95125, 95129
Hours (3 stores list them)
Closed on weekends

Rules for lenders in San Jose

San Jose has no local payday or title loan ordinance in our records, so California state law applies.

  • A lender may offer an extension or payment plan on an existing payday loan but cannot charge any extra fee for it. Source: Cal. Fin. Code § 23036(b) · verified Oct 8, 2026 · medium confidence
  • A customer cannot face criminal penalties for failing to repay a payday loan. Source: Cal. Fin. Code § 23035(b) · verified Oct 8, 2026 · medium confidence
  • A payday lender cannot accept any collateral for a payday loan. Source: Cal. Fin. Code § 23035(c)(5) · verified Oct 8, 2026 · medium confidence
  • Offering, making or arranging a payday loan requires a license from the commissioner of the Department of Financial Protection and Innovation. Source: Cal. Fin. Code § 23005(a) · verified Oct 8, 2026 · medium confidence

All rules: California lending rules.

Questions people ask

How many installment lenders are in San Jose, CA?

We list 3 installment lenders in San Jose, checked against their sources as of October 8, 2026.

Which lenders have the most stores in San Jose?

OneMain Financial (3 stores).

Are any lenders in San Jose open on weekends?

Of the 3 stores that publish hours, 0 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (CA) · 3 locations Last verified Oct 11, 2026
  2. Cal. Fin. Code § 23036(b), Cal. Fin. Code § 23036(a), Cal. Fin. Code § 23036(c), Cal. Fin. Code § 23036(e) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  3. Cal. Fin. Code § 23035(b), Cal. Fin. Code § 23035(c)(5), Cal. Fin. Code § 23035(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  4. Cal. Fin. Code § 23005(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. Cal. Fin. Code § 22303(a), Cal. Fin. Code § 22303(b), Cal. Fin. Code § 22303(c), Cal. Fin. Code § 22303(d) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  6. Cal. Fin. Code § 22304.5(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  7. Cal. Fin. Code § 21200(a)(1), Cal. Fin. Code § 21200(a)(2) · Pawn loans Last verified Oct 8, 2026 · medium confidence
  8. Cal. Fin. Code § 21201(a) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.