California (CA) lender directory

Installment Loans in California

Looking for an installment loan near you in California? Pick your city below. We list 100 stores in 83 California cities, built from lenders' own store pages. Data last checked October 8, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Installment loans by city

Top cities

All 83 cities A–Z

A

B

Bakersfield 3
Bell 1

C

D

Downey 1

E

F

H

L

M

N

National City 1
Newark 1

O

P

Palmdale 1
Porterville 1

R

S

T

V

W

Y

Yuba City 1

Installment loans in California: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

On a California Financing Law loan under $2,500, a lender may charge up to 2.5 percent a month on the first $225 of unpaid principal. Source: Cal. Fin. Code § 22303(a) · verified Oct 8, 2026 · medium confidence
On the part of unpaid principal between $225 and $900, the cap is 2 percent a month. Source: Cal. Fin. Code § 22303(b) · verified Oct 8, 2026 · medium confidence
On the part of unpaid principal between $900 and $1,650, the cap is 1.5 percent a month. Source: Cal. Fin. Code § 22303(c) · verified Oct 8, 2026 · medium confidence
On any unpaid principal above $1,650, the cap is 1 percent a month. Source: Cal. Fin. Code § 22303(d) · verified Oct 8, 2026 · medium confidence
On loans from $2,500 up to (but not including) $10,000, a finance lender can charge at most 36 percent a year plus the Federal Funds Rate. Source: Cal. Fin. Code § 22304.5(a) · verified Oct 8, 2026 · medium confidence

Lenders in California are licensed by the California Department of Financial Protection and Innovation (DFPI). See also online lenders and apps in California.

Questions people ask

How many installment lenders are in California?

We list 100 installment lenders in California, in 83 cities.

Which California cities have the most installment lenders?

Los Angeles (7), Bakersfield (3), Fresno (3), San Jose (3) and Ontario (2).

How do I check a lender's license in California?

Lenders in California are licensed by the California Department of Financial Protection and Innovation (DFPI). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

OneMain Financial branches (CA) · 100 locations Last verified Oct 11, 2026
Cal. Fin. Code § 23036(b), Cal. Fin. Code § 23036(a), Cal. Fin. Code § 23036(c), Cal. Fin. Code § 23036(e) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
Cal. Fin. Code § 23035(b), Cal. Fin. Code § 23035(c)(5), Cal. Fin. Code § 23035(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
Cal. Fin. Code § 23005(a) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
Cal. Fin. Code § 22303(a), Cal. Fin. Code § 22303(b), Cal. Fin. Code § 22303(c), Cal. Fin. Code § 22303(d) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
Cal. Fin. Code § 22304.5(a) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
Cal. Fin. Code § 21200(a)(1), Cal. Fin. Code § 21200(a)(2) · Pawn loans Last verified Oct 8, 2026 · medium confidence
Cal. Fin. Code § 21201(a) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.