Ohio Short-Term Loans: How the 28% Cap Works for Payday and Installment Loans
Ohio's Short-Term Loan Act: loans up to $1,000, 28% interest, at least 91 days, capped fees. How it works and what to check. Independent; not a lender.
CashAdvance Lending Research
The CashAdvance Lending Research team tracks short-term lenders in the United States: who is licensed in each state, what their loans cost, which fees and limits the law allows, and where stores are and when they are open. We work from state regulator records, statutes and lenders' own published disclosures, note when each fact was last checked, and update pages when rules or terms change.
Articles from CashAdvance Lending Research
Are Payday Loans Legal in Florida? Limits, Fees and Alternatives
Payday loans are legal in Florida: $500 limit, 10% fee, a statewide database, a 60-day grace period. Title and installment rules too. Independent.
Payday, Title and Installment Loans in Texas: Rules, Costs and Options
Payday and title loans are legal in Texas with no state fee cap, but 46 cities set limits. The rules, costs and license checks. Independent; not a lender.
Where Are Payday Loans Legal? A State-by-State Guide
Payday loans are allowed under state law in 28 states and banned, unlicensed or capped in 19 states + DC. The rule and law for each. Independent, not a lender.
Can You Get a Payday Loan With an ITIN Number?
Sometimes. It depends on the lender and your state. What an ITIN is, what lenders ask for, options with no SSN, and state rules. Independent; not a lender.
Title Loans: How They Work, What They Cost, and the Risks
How car title loans work, what Texas regulator data says they cost, the repossession risk, and how state rules differ. Independent; not a lender.
Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer
Compare installment and payday loans on cost, term length, fee structure and state caps, using Texas, Florida and Virginia examples. Not a lender.
Cool Down With Quick Cash
Need to replace a broken AC? Compare ways to pay, from savings and payment plans to credit union loans, and what to check first. Independent; not a lender.
Apartment Building Loans Explained: Financing Options for Multifamily Properties
Learn how apartment building loans work. This guide explains financing options, loan requirements, DSCR, and underwriting for multifamily properties.
Best Low Interest Personal Loans for Debt Consolidation 2026
Find the best low interest personal loans for debt consolidation in 2026. Compare low APR rates, understand eligibility, and see what to ask lenders.