Can You Get a Payday Loan on SSI or Disability?
Some lenders may count SSI or SSDI as income, but each decides. How federal benefit protections work, what a debit is, state rules. Independent; not a lender.
CashAdvance Lending Research
The CashAdvance Lending Research team tracks short-term lenders in the United States: who is licensed in each state, what their loans cost, which fees and limits the law allows, and where stores are and when they are open. We work from state regulator records, statutes and lenders' own published disclosures, note when each fact was last checked, and update pages when rules or terms change.
Articles from CashAdvance Lending Research
What Happens If You Don't Pay a Payday Loan?
Fees, debt collectors, lawsuits and wage garnishment: what the CFPB and FTC say and what state rules add, including payment plans. Independent; not a lender.
Emergency Loans for Rent: What to Try First
Short on rent? Try 211, HUD programs and your landlord first. What a payday loan costs by state and how it compares with a late fee. Independent; not a lender.
How to Pay for Car Repairs When You're Short on Cash
Before you borrow against the car you need fixed, learn the risks of title loans, what repossession means, and cheaper options. Independent; not a lender.
Loans to Pay Bail: Options and Risks
Pawn, title and payday loans can raise cash fast, but each has a cost or a risk. Pawn and title rules by state, plus what to ask. Independent; not a lender.
No-Credit-Check Loans: What They Really Are
"No credit check" often still means a database or bank-account check. What state rules say, how to spot loan scams, and options. Independent; not a lender.
Payday Loans in Arizona: What Replaced Them Since 2010
Arizona's payday law expired June 30, 2010 and payday lenders are no longer licensed. See the 36% consumer cap and title options. Independent; not a lender.
Are Payday Loans Legal in Georgia? Title Loans and Other Options
Payday lending is illegal in Georgia, but title (pawn) and licensed installment loans exist. See the O.C.G.A. rules and options. Independent; not a lender.
Illinois Payday and Installment Loans: The 36% APR Cap Explained
Illinois caps payday, installment and most consumer loans at 36% APR. See how the law works, how to check a license and options. Independent; not a lender.
Payday Loans in California: The $300 Limit, Fees and Other Options
California payday loans: $300 check, 15% fee, 31 days at most. See payday and installment rules, license checks and options. Independent; not a lender.