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Jefferson County, Wisconsin (WI)

Installment Loans in Watertown, WI

2 lenders in Watertown, WI · 2 list hours · 1 open Saturday · 2 verified in the last 30 days

Looking for an installment loan near you in Watertown, Wisconsin? We list 2 installment lenders in Watertown with addresses, phone numbers, opening hours and, where Wisconsin publishes it, license status. Last checked October 9, 2026.

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Watertown lenders at a glance

Watertown, in Jefferson County (population 22,617), has 2 lender locations in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), all in ZIP code 53094. The chains with the most stores here are Check 'n Go (1) and World Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Beaver Dam, about 20 miles away, with 2 locations.

Stores by loan type
Payday loans 1
Installment loans 2
County
Jefferson County
ZIP code
53094
Hours (2 stores list them)
Open Saturday: 1

Rules for lenders in Watertown

Watertown has no local payday or title loan ordinance in our records, so Wisconsin state law applies.

  • A Wisconsin payday loan has a term of 90 days or less. Source: Wis. Stat. § 138.14(1)(k) · verified Oct 9, 2026 · medium confidence
  • After maturity, a payday lender may charge up to 2.75% per month on an outstanding payday loan balance, calculated daily; no interest accrues on accrued interest. Source: Wis. Stat. § 138.14(10)(a)2 · verified Oct 9, 2026 · medium confidence
  • Wisconsin imposes no limit on the interest or finance charge a payday lender may charge before the maturity date of a payday loan. Source: Wis. Stat. § 138.14(10)(a)1 · verified Oct 9, 2026 · medium confidence
  • A customer may repay a payday loan with proceeds of a subsequent payday loan only once; no further rollovers are permitted. Source: Wis. Stat. § 138.14(12)(a) · verified Oct 9, 2026 · medium confidence

All rules: Wisconsin lending rules.

Questions people ask

How many installment lenders are in Watertown, WI?

We list 2 installment lenders and 1 payday loan store in Watertown, checked against their sources as of October 9, 2026.

Are payday loans legal in Wisconsin?

Yes. Payday lenders operate in Wisconsin under state rules. For example: A Wisconsin payday loan has a term of 90 days or less (Wis. Stat. § 138.14(1)(k)).

Which lenders have the most stores in Watertown?

Check 'n Go (1 store) and World Finance (1 store).

Are any lenders in Watertown open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. World Finance locations (WI) · 1 location Last verified Oct 15, 2026
  2. Check 'n Go locations (WI) · 1 location Last verified Oct 15, 2026
  3. Wis. Stat. § 138.14(1)(k), Wis. Stat. § 138.14(10)(a)2, Wis. Stat. § 138.14(10)(a)1, Wis. Stat. § 138.14(12)(a), Wis. Stat. § 138.14(11r), Wis. Stat. § 138.14(1)(c), (14), Wis. Stat. § 138.14(2), (5), Wis. Stat. § 138.14(4)(b), Wis. Stat. § 138.14(4)(c) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Wis. Stat. § 138.16(2)(a) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.