Barron County, Wisconsin (WI)
Payday & Title Loans in Rice Lake, WI
2 lenders in Rice Lake, WI · 2 list hours · 1 open Saturday · 2 verified in the last 30 days · + 2 reported, not yet verified
Looking for a payday or title loan near you in Rice Lake, Wisconsin? We list 2 lender locations in Rice Lake with addresses, phone numbers, opening hours and, where Wisconsin publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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Cash Store
1903 S Main St 0.6 mi from downtown
Source: Cash Store locations (WI), OpenStreetMap (Overpass API), WI · verified Oct 9, 2026
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OneMain Financial
602 S Main St, Ste B 3.5 mi from downtown
Source: OneMain Financial branches (WI) · verified Oct 9, 2026
Other lenders reported in Rice Lake
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Hometown Title Co Not yet verified 821 South Main Street
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Security Finance Not yet verified 405 South Main Street
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Rice Lake lenders at a glance
Rice Lake, in Barron County (population 8,971), has 2 lender locations in our directory: 1 payday loan store, 1 title loan store and 1 installment lender (some stores offer more than one type), all in ZIP code 54868. The chains with the most stores here are Cash Store (1) and OneMain Financial (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Chippewa Falls, about 42 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Title loans 1
Installment loans 1
- County
- Barron County
- ZIP code
- 54868
- Hours (2 stores list them)
- Open Saturday: 1
Rules for lenders in Rice Lake
Rice Lake has no local payday or title loan ordinance in our records, so Wisconsin state law applies.
- A Wisconsin payday loan has a term of 90 days or less. Source: Wis. Stat. § 138.14(1)(k) · verified Oct 9, 2026 · medium confidence
- After maturity, a payday lender may charge up to 2.75% per month on an outstanding payday loan balance, calculated daily; no interest accrues on accrued interest. Source: Wis. Stat. § 138.14(10)(a)2 · verified Oct 9, 2026 · medium confidence
- Wisconsin imposes no limit on the interest or finance charge a payday lender may charge before the maturity date of a payday loan. Source: Wis. Stat. § 138.14(10)(a)1 · verified Oct 9, 2026 · medium confidence
- A customer may repay a payday loan with proceeds of a subsequent payday loan only once; no further rollovers are permitted. Source: Wis. Stat. § 138.14(12)(a) · verified Oct 9, 2026 · medium confidence
All rules: Wisconsin lending rules.
Questions people ask
How many payday loan stores are in Rice Lake, WI?
We list 1 payday loan store, 1 title loan store and 1 installment lender in Rice Lake, checked against their sources as of October 9, 2026.
Are payday loans legal in Wisconsin?
Yes. Payday lenders operate in Wisconsin under state rules. For example: A Wisconsin payday loan has a term of 90 days or less (Wis. Stat. § 138.14(1)(k)).
Which lenders have the most stores in Rice Lake?
Cash Store (1 store) and OneMain Financial (1 store).
Are any lenders in Rice Lake open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Cash Store locations (WI) · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), WI · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- OneMain Financial branches (WI) · 1 location Last verified Oct 15, 2026
- Wis. Stat. § 138.14(1)(k), Wis. Stat. § 138.14(10)(a)2, Wis. Stat. § 138.14(10)(a)1, Wis. Stat. § 138.14(12)(a), Wis. Stat. § 138.14(11r), Wis. Stat. § 138.14(1)(c), (14), Wis. Stat. § 138.14(2), (5), Wis. Stat. § 138.14(4)(b), Wis. Stat. § 138.14(4)(c) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Wis. Stat. § 138.16(2)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.