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Racine County, Wisconsin (WI)

Payday Loans in Racine, WI

1 lender in Racine, WI · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days

Looking for a payday loan near you in Racine, Wisconsin? We list 1 payday loan store in Racine with its address, phone number, opening hours and, where Wisconsin publishes it, license status. Last checked October 9, 2026.

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Racine lenders at a glance

Racine, in Racine County (population 78,057), has 1 lender location in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Check 'n Go (1) and OneMain Financial (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Kenosha, about 10 miles away, with 4 locations.

Stores by loan type
Payday loans 1
Installment loans 2
County
Racine County
ZIP codes with stores
53405, 53406
Hours (2 stores list them)
Open Saturday: 1

Rules for lenders in Racine

Racine has no local payday or title loan ordinance in our records, so Wisconsin state law applies.

  • A Wisconsin payday loan has a term of 90 days or less. Source: Wis. Stat. § 138.14(1)(k) · verified Oct 9, 2026 · medium confidence
  • After maturity, a payday lender may charge up to 2.75% per month on an outstanding payday loan balance, calculated daily; no interest accrues on accrued interest. Source: Wis. Stat. § 138.14(10)(a)2 · verified Oct 9, 2026 · medium confidence
  • Wisconsin imposes no limit on the interest or finance charge a payday lender may charge before the maturity date of a payday loan. Source: Wis. Stat. § 138.14(10)(a)1 · verified Oct 9, 2026 · medium confidence
  • A customer may repay a payday loan with proceeds of a subsequent payday loan only once; no further rollovers are permitted. Source: Wis. Stat. § 138.14(12)(a) · verified Oct 9, 2026 · medium confidence

All rules: Wisconsin lending rules.

Questions people ask

How many installment lenders are in Racine, WI?

We list 2 installment lenders and 1 payday loan store in Racine, checked against their sources as of October 9, 2026.

Are payday loans legal in Wisconsin?

Yes. Payday lenders operate in Wisconsin under state rules. For example: A Wisconsin payday loan has a term of 90 days or less (Wis. Stat. § 138.14(1)(k)).

Which lenders have the most stores in Racine?

Check 'n Go (1 store) and OneMain Financial (1 store).

Are any lenders in Racine open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Check 'n Go locations (WI) · 1 location Last verified Oct 15, 2026
  2. Wis. Stat. § 138.14(1)(k), Wis. Stat. § 138.14(10)(a)2, Wis. Stat. § 138.14(10)(a)1, Wis. Stat. § 138.14(12)(a), Wis. Stat. § 138.14(11r), Wis. Stat. § 138.14(1)(c), (14), Wis. Stat. § 138.14(2), (5), Wis. Stat. § 138.14(4)(b), Wis. Stat. § 138.14(4)(c) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  3. Wis. Stat. § 138.16(2)(a) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.