La Crosse County, Wisconsin (WI)
Payday & Installment Loans in Onalaska, WI
2 lenders in Onalaska, WI · 2 list hours · 1 open Saturday · 2 verified in the last 30 days · + 1 reported, not yet verified
Looking for a payday or installment loan near you in Onalaska, Wisconsin? We list 2 lender locations in Onalaska with addresses, phone numbers, opening hours and, where Wisconsin publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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Check 'n Go
2928 Market Place, Ste 152 1.3 mi from downtown
Source: Check 'n Go locations (WI), OpenStreetMap (Overpass API), WI · verified Oct 9, 2026
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Republic Finance
1226 Crossing Meadows Drive 1.4 mi from downtown
Source: Republic Finance locations (WI) · verified Oct 9, 2026
Other lenders reported in Onalaska
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Check Into Cash Not yet verified 9348 WI-16, Ste 222
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Onalaska lenders at a glance
Onalaska, in La Crosse County (population 19,898), has 2 lender locations in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), all in ZIP code 54650. The chains with the most stores here are Check 'n Go (1) and Republic Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is La Crosse, about 5 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Installment loans 2
- County
- La Crosse County
- ZIP code
- 54650
- Hours (2 stores list them)
- Open Saturday: 1
Rules for lenders in Onalaska
Onalaska has no local payday or title loan ordinance in our records, so Wisconsin state law applies.
- A Wisconsin payday loan has a term of 90 days or less. Source: Wis. Stat. § 138.14(1)(k) · verified Oct 9, 2026 · medium confidence
- After maturity, a payday lender may charge up to 2.75% per month on an outstanding payday loan balance, calculated daily; no interest accrues on accrued interest. Source: Wis. Stat. § 138.14(10)(a)2 · verified Oct 9, 2026 · medium confidence
- Wisconsin imposes no limit on the interest or finance charge a payday lender may charge before the maturity date of a payday loan. Source: Wis. Stat. § 138.14(10)(a)1 · verified Oct 9, 2026 · medium confidence
- A customer may repay a payday loan with proceeds of a subsequent payday loan only once; no further rollovers are permitted. Source: Wis. Stat. § 138.14(12)(a) · verified Oct 9, 2026 · medium confidence
All rules: Wisconsin lending rules.
Questions people ask
How many installment lenders are in Onalaska, WI?
We list 2 installment lenders and 1 payday loan store in Onalaska, checked against their sources as of October 9, 2026.
Are payday loans legal in Wisconsin?
Yes. Payday lenders operate in Wisconsin under state rules. For example: A Wisconsin payday loan has a term of 90 days or less (Wis. Stat. § 138.14(1)(k)).
Which lenders have the most stores in Onalaska?
Check 'n Go (1 store) and Republic Finance (1 store).
Are any lenders in Onalaska open on weekends?
Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Check 'n Go locations (WI) · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), WI · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Republic Finance locations (WI) · 1 location Last verified Oct 15, 2026
- Wis. Stat. § 138.14(1)(k), Wis. Stat. § 138.14(10)(a)2, Wis. Stat. § 138.14(10)(a)1, Wis. Stat. § 138.14(12)(a), Wis. Stat. § 138.14(11r), Wis. Stat. § 138.14(1)(c), (14), Wis. Stat. § 138.14(2), (5), Wis. Stat. § 138.14(4)(b), Wis. Stat. § 138.14(4)(c) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Wis. Stat. § 138.16(2)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.