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Uintah County, Utah (UT)

Payday & Installment Loans in Vernal, UT

2 lenders in Vernal, UT · 2 list hours · 1 open Saturday · 2 verified in the last 30 days · + 2 reported, not yet verified

Looking for a payday or installment loan near you in Vernal, Utah? We list 2 lender locations in Vernal with addresses, phone numbers, opening hours and, where Utah publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Vernal

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Vernal lenders at a glance

Vernal, in Uintah County (population 10,698), has 2 lender locations in our directory: 2 installment lenders and 1 payday loan store (some stores offer more than one type), all in ZIP code 84078. The chains with the most stores here are Check 'n Go (1) and World Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is Price, about 89 miles away, with 1 location.

Stores by loan type
Payday loans 1
Installment loans 2
County
Uintah County
ZIP code
84078
Hours (2 stores list them)
Open Saturday: 1

Rules for lenders in Vernal

Vernal has no local payday or title loan ordinance in our records, so Utah state law applies.

  • A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date. Source: Utah Code § 7-23-201(2)(a) · verified Oct 9, 2026 · medium confidence
  • A deferred deposit lender must show the commissioner that it is registered with the nationwide database (NMLS). Source: Utah Code § 7-23-201(2)(b)(iv) · verified Oct 9, 2026 · medium confidence
  • The commissioner can fine an unregistered lender $500 for each Utah office if it does not register within 30 days of notice. Source: Utah Code § 7-23-201(4)(b) · verified Oct 9, 2026 · medium confidence
  • A deferred deposit loan cannot be rolled over if the rollover requires payment of the amount owed, in whole or in part, more than 10 weeks after the loan was first made, and no interest accrues on a balance after 10 weeks. Source: Utah Code § 7-23-401(4)(a),(c) · verified Oct 9, 2026 · medium confidence

All rules: Utah lending rules.

Questions people ask

How many installment lenders are in Vernal, UT?

We list 2 installment lenders and 1 payday loan store in Vernal, checked against their sources as of October 9, 2026.

Are payday loans legal in Utah?

Yes. Payday lenders operate in Utah under state rules. For example: A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date (Utah Code § 7-23-201(2)(a)).

Which lenders have the most stores in Vernal?

Check 'n Go (1 store) and World Finance (1 store).

Are any lenders in Vernal open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. World Finance locations (UT) · 1 location Last verified Oct 15, 2026
  2. Check 'n Go locations (UT) · 1 location Last verified Oct 15, 2026
  3. Utah Code § 70C-2-101 · General rules Last verified Oct 9, 2026 · medium confidence
  4. Utah Code § 7-23-201(2)(a), Utah Code § 7-23-201(2)(b)(iv), Utah Code § 7-23-201(4)(b) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Utah Code § 7-23-401(4)(a),(c), Utah Code § 7-23-401(4)(b), Utah Code § 7-23-401(3)(a), Utah Code § 7-23-401(3)(b), Utah Code § 7-23-401(1)(g), (6)(c), Utah Code § 7-23-401(4)(f), Utah Code § 7-23-401(8)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Utah Code § 7-23-403(2)(b), Utah Code § 7-23-403(2)(b)(ii), Utah Code § 7-23-403(1)(a), Utah Code § 7-23-403(3)(a), Utah Code § 7-23-403(3)(e)(ii), Utah Code § 7-23-403(7)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Utah Code § 7-24-201(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  8. Utah Code § 7-24-202(3)(b), Utah Code § 7-24-202(3)(c), Utah Code § 7-24-202(3)(d), Utah Code § 7-24-202(3)(a), Utah Code § 7-24-202(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  9. Utah Code § 70C-2-102(1)(a) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.