Utah County, Utah (UT)
Payday & Title Loans in Orem, UT
3 lenders in Orem, UT · 3 list hours · 2 open Saturday · 2 open Sunday · 3 verified in the last 30 days · + 2 reported, not yet verified
Looking for a payday or title loan near you in Orem, Utah? We list 3 lender locations in Orem with addresses, phone numbers, opening hours and, where Utah publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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Check City
15 S State St 0.3 mi from downtown
Source: Check City branch pages (UT) · verified Oct 9, 2026
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OneMain Financial
178 W Center St 1.2 mi from downtown
Source: OneMain Financial branches (UT) · verified Oct 9, 2026
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EZPAWN
1666 S State St 2.3 mi from downtown
Source: EZPAWN store locator (UT) · verified Oct 9, 2026
Other lenders reported in Orem
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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OneMain Financial Not yet verified 178 W Center Street
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Quick Loan Not yet verified
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Orem lenders at a glance
Orem, in Utah County (population 96,646), has 3 lender locations in our directory: 1 payday loan store, 1 title loan store, 1 installment lender and 1 pawn shop (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are Check City (1), EZPAWN (1) and OneMain Financial (1). Of the 3 stores that publish hours, 2 open on Saturday and 2 on Sunday. The nearest other city with lenders is Lindon, about 3 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Title loans 1
Installment loans 1
Pawn shops 1 - County
- Utah County
- ZIP codes with stores
- 84057, 84058, 84097
- Hours (3 stores list them)
- Open Saturday: 2
Open Sunday: 2
Open until 7 pm or later on weekdays: 2
Rules for lenders in Orem
Orem has no local payday or title loan ordinance in our records, so Utah state law applies.
- A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date. Source: Utah Code § 7-23-201(2)(a) · verified Oct 9, 2026 · medium confidence
- A deferred deposit lender must show the commissioner that it is registered with the nationwide database (NMLS). Source: Utah Code § 7-23-201(2)(b)(iv) · verified Oct 9, 2026 · medium confidence
- The commissioner can fine an unregistered lender $500 for each Utah office if it does not register within 30 days of notice. Source: Utah Code § 7-23-201(4)(b) · verified Oct 9, 2026 · medium confidence
- A deferred deposit loan cannot be rolled over if the rollover requires payment of the amount owed, in whole or in part, more than 10 weeks after the loan was first made, and no interest accrues on a balance after 10 weeks. Source: Utah Code § 7-23-401(4)(a),(c) · verified Oct 9, 2026 · medium confidence
All rules: Utah lending rules.
Questions people ask
How many payday loan stores are in Orem, UT?
We list 1 payday loan store, 1 title loan store, 1 installment lender and 1 pawn shop in Orem, checked against their sources as of October 9, 2026.
Are payday loans legal in Utah?
Yes. Payday lenders operate in Utah under state rules. For example: A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date (Utah Code § 7-23-201(2)(a)).
Which lenders have the most stores in Orem?
Check City (1 store), EZPAWN (1 store) and OneMain Financial (1 store).
Are any lenders in Orem open on weekends?
Of the 3 stores that publish hours, 2 open on Saturday and 2 on Sunday. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Check City branch pages (UT) · 1 location Last verified Oct 15, 2026
- OneMain Financial branches (UT) · 1 location Last verified Oct 15, 2026
- EZPAWN store locator (UT) · 1 location Last verified Oct 15, 2026
- Utah Code § 70C-2-101 · General rules Last verified Oct 9, 2026 · medium confidence
- Utah Code § 7-23-201(2)(a), Utah Code § 7-23-201(2)(b)(iv), Utah Code § 7-23-201(4)(b) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Utah Code § 7-23-401(4)(a),(c), Utah Code § 7-23-401(4)(b), Utah Code § 7-23-401(3)(a), Utah Code § 7-23-401(3)(b), Utah Code § 7-23-401(1)(g), (6)(c), Utah Code § 7-23-401(4)(f), Utah Code § 7-23-401(8)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Utah Code § 7-23-403(2)(b), Utah Code § 7-23-403(2)(b)(ii), Utah Code § 7-23-403(1)(a), Utah Code § 7-23-403(3)(a), Utah Code § 7-23-403(3)(e)(ii), Utah Code § 7-23-403(7)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
- Utah Code § 7-24-201(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
- Utah Code § 7-24-202(3)(b), Utah Code § 7-24-202(3)(c), Utah Code § 7-24-202(3)(d), Utah Code § 7-24-202(3)(a), Utah Code § 7-24-202(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
- Utah Code § 70C-2-102(1)(a) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.