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Utah (UT) lender directory

Title Loans in Utah

Looking for a title loan near you in Utah? Pick your city below. We list 40 stores in 26 Utah cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Title Loans: How They Work, What They Cost, and the Risks

Title loans by city

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Title loans in Utah: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

  • It is unlawful to extend a title loan in Utah or to a Utah resident unless the lender registers with the Department of Financial Institutions and keeps a valid registration. Source: Utah Code § 7-24-201(1)(a) · verified Oct 9, 2026 · medium confidence
  • A title lender may not extend more than one title loan on any vehicle at one time. Source: Utah Code § 7-24-202(3)(b) · verified Oct 9, 2026 · medium confidence
  • A title loan cannot exceed the fair market value of the vehicle that secures it. Source: Utah Code § 7-24-202(3)(c) · verified Oct 9, 2026 · medium confidence
  • A title lender may not make a loan without regard to the borrower's ability to repay, including income, current obligations and employment. Source: Utah Code § 7-24-202(3)(d) · verified Oct 9, 2026 · medium confidence
  • A title lender may not roll over a title loan unless the borrower asks for the rollover. Source: Utah Code § 7-24-202(3)(a) · verified Oct 9, 2026 · medium confidence
  • A title lender must post a schedule of interest and fees in dollar amounts and as annual percentage rates. Source: Utah Code § 7-24-202(1)(a) · verified Oct 9, 2026 · medium confidence

Lenders in Utah are licensed by the Utah Department of Financial Institutions (DFI). See also online lenders and apps in Utah.

Questions people ask

Are payday loans legal in Utah?

Yes. Payday lenders operate in Utah under state rules. For example: A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date (Utah Code § 7-23-201(2)(a)).

How many title loan stores are in Utah?

We list 40 title loan stores in Utah, in 26 cities.

Which Utah cities have the most title loan stores?

Salt Lake City (4), Ogden (3), West Valley City (3), Bountiful (2) and Murray (2).

How do I check a lender's license in Utah?

Lenders in Utah are licensed by the Utah Department of Financial Institutions (DFI). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. Check City branch pages (UT) · 28 locations Last verified Oct 15, 2026
  2. OpenStreetMap (Overpass API), UT · 19 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. TitleMax store locator (UT) · 12 locations Last verified Oct 15, 2026
  4. Utah Code § 70C-2-101 · General rules Last verified Oct 9, 2026 · medium confidence
  5. Utah Code § 7-23-201(2)(a), Utah Code § 7-23-201(2)(b)(iv), Utah Code § 7-23-201(4)(b) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  6. Utah Code § 7-23-401(4)(a),(c), Utah Code § 7-23-401(4)(b), Utah Code § 7-23-401(3)(a), Utah Code § 7-23-401(3)(b), Utah Code § 7-23-401(1)(g), (6)(c), Utah Code § 7-23-401(4)(f), Utah Code § 7-23-401(8)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Utah Code § 7-23-403(2)(b), Utah Code § 7-23-403(2)(b)(ii), Utah Code § 7-23-403(1)(a), Utah Code § 7-23-403(3)(a), Utah Code § 7-23-403(3)(e)(ii), Utah Code § 7-23-403(7)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Utah Code § 7-24-201(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  9. Utah Code § 7-24-202(3)(b), Utah Code § 7-24-202(3)(c), Utah Code § 7-24-202(3)(d), Utah Code § 7-24-202(3)(a), Utah Code § 7-24-202(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
  10. Utah Code § 70C-2-102(1)(a) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.