Utah (UT) lender directory

Installment Loans in Utah

Looking for an installment loan near you in Utah? Pick your city below. We list 23 stores in 18 Utah cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Installment loans by city

Installment loans in Utah: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

A late charge on an installment is capped at the greater of $30 or 5 percent of the delinquent unpaid amount. Source: Utah Code § 70C-2-102(1)(a) · verified Oct 9, 2026 · medium confidence

Lenders in Utah are licensed by the Utah Department of Financial Institutions (DFI). See also online lenders and apps in Utah.

Questions people ask

Are payday loans legal in Utah?

Yes. Payday lenders operate in Utah under state rules. For example: A deferred deposit lender's registration expires on December 31 of each year unless it is renewed on or before that date (Utah Code § 7-23-201(2)(a)).

How many installment lenders are in Utah?

We list 23 installment lenders in Utah, in 18 cities.

Which Utah cities have the most installment lenders?

Salt Lake City (3), Logan (2), Taylorsville (2), Vernal (2) and Blanding (1).

How much can lenders charge in Utah?

A late charge on an installment is capped at the greater of $30 or 5 percent of the delinquent unpaid amount (Utah Code § 70C-2-102(1)(a)). More limits are listed under the state rules on this page.

How do I check a lender's license in Utah?

Lenders in Utah are licensed by the Utah Department of Financial Institutions (DFI). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

World Finance locations (UT) · 10 locations Last verified Oct 15, 2026
Check 'n Go locations (UT) · 9 locations Last verified Oct 15, 2026
OneMain Financial branches (UT) · 4 locations Last verified Oct 15, 2026
Utah Code § 70C-2-101 · General rules Last verified Oct 9, 2026 · medium confidence
Utah Code § 7-23-201(2)(a), Utah Code § 7-23-201(2)(b)(iv), Utah Code § 7-23-201(4)(b) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
Utah Code § 7-23-401(4)(a),(c), Utah Code § 7-23-401(4)(b), Utah Code § 7-23-401(3)(a), Utah Code § 7-23-401(3)(b), Utah Code § 7-23-401(1)(g), (6)(c), Utah Code § 7-23-401(4)(f), Utah Code § 7-23-401(8)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
Utah Code § 7-23-403(2)(b), Utah Code § 7-23-403(2)(b)(ii), Utah Code § 7-23-403(1)(a), Utah Code § 7-23-403(3)(a), Utah Code § 7-23-403(3)(e)(ii), Utah Code § 7-23-403(7)(a) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
Utah Code § 7-24-201(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
Utah Code § 7-24-202(3)(b), Utah Code § 7-24-202(3)(c), Utah Code § 7-24-202(3)(d), Utah Code § 7-24-202(3)(a), Utah Code § 7-24-202(1)(a) · Title loans Last verified Oct 9, 2026 · medium confidence
Utah Code § 70C-2-102(1)(a) · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.