Payday & title loans · Waco, TX
LoanStar Title Loans
3705 W. Industrial Blvd., Waco, TX 76711
Contact & directions
- Address
- 3705 W. Industrial Blvd.
Waco, TX 76711Source: Texas OCCC license records · verified Oct 7, 2026 - Directions
- Open in Google Maps
Opening hours
We don't have published hours for this location yet.
License
| License type | Credit access business (CAB) license |
|---|---|
| License number | 154594 |
| Status | Active |
| Licensed company | WELLSHIRE FINANCIAL SERVICES LLC |
| Doing business as | LoanStar Title Loans |
| Regulator | Texas Office of Consumer Credit Commissioner (OCCC) |
Waco's payday and title loan ordinance
Waco is one of the Texas cities that limit payday and auto title loans by local ordinance (Unified payday/auto-title (CAB) ordinance). Under the ordinance:
- Credit access businesses must register with the city.
- A payday loan, including all fees, cannot exceed 20% of the borrower's gross monthly income.
- An auto title loan cannot exceed the lesser of 3% of gross annual income or 70% of the vehicle's retail value.
- Installment loans are limited to 4 payments, each paying down at least 25% of the principal.
- Single-payment loans can be renewed at most 3 times, and each renewal must reduce the principal by at least 25%.
Source: Texas Appleseed, city payday and auto-title ordinances · Last verified Oct 7, 2026. Check the city's current code before relying on these limits.
Sources
Where each fact on this page comes from, and when we last checked it.
- Texas OCCC license records · Name, address, license number, open status Last verified Oct 7, 2026 · high confidence Search license no. 154594 to see the record.
- OCCC, 2025 Study of Consumer Loan Products · Average APRs for payday, title and pawn loans Last verified Oct 7, 2026
- Texas Finance Code, chapter 393 (Credit Services Organizations / Credit Access Businesses) · Credit access business rules Last verified Oct 7, 2026
- Texas Appleseed, city payday and auto-title ordinances · Waco payday and title loan ordinance Last verified Oct 7, 2026 · medium confidence
- Trustpilot · Link to customer reviews (not a CashAdvance rating) Date not recorded Link built from the brand's own website address; we have not yet confirmed the page exists.
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
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