CashAdvance.io

Klamath County, Oregon (OR)

Payday Loans in Klamath Falls, OR

2 lenders in Klamath Falls, OR · 2 verified in the last 30 days

Looking for a payday loan near you in Klamath Falls, Oregon? We list 2 lender locations in Klamath Falls with addresses, phone numbers, opening hours and, where Oregon publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

License status is as shown in the Oregon Division of Financial Regulation (DFR), Department of Consumer and Business Services's public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.

Klamath Falls lenders at a glance

Klamath Falls, in Klamath County (population 22,174), has 2 lender locations in our directory: 2 payday loan stores. The nearest other city with lenders is Medford, about 55 miles away, with 2 locations.

Stores by loan type
Payday loans 2
County
Klamath County

Typical cost in Oregon

  • A payday loan lender may not charge interest above 36 percent a year, excluding one origination fee. Source: ORS 725A.064(1) · medium confidence

Rules for lenders in Klamath Falls

Klamath Falls has no local payday or title loan ordinance in our records, so Oregon state law applies.

  • A person may not conduct business as a payday loan lender or a title loan lender without a license from the Director of Consumer and Business Services, and a loan made without a license is void. Source: ORS 725A.020(1)-(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan lender may not charge interest above 36 percent a year, excluding one origination fee. Source: ORS 725A.064(1) · verified Oct 9, 2026 · medium confidence
  • Over the whole term of a payday loan, including renewals, the lender may charge one origination fee of at most $10 per $100 borrowed or $30, whichever is less. Source: ORS 725A.064(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan must have a term of at least 31 days. Source: ORS 725A.064(3) · verified Oct 9, 2026 · medium confidence

All rules: Oregon lending rules.

Questions people ask

How many payday loan stores are in Klamath Falls, OR?

We list 2 payday loan stores in Klamath Falls, checked against their sources as of October 9, 2026.

Are payday loans legal in Oregon?

Yes. Payday lenders operate in Oregon under state rules. For example: A person may not conduct business as a payday loan lender or a title loan lender without a license from the Director of Consumer and Business Services, and a loan made without a license is void (ORS 725A.020(1)-(2)).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Oregon DFR list of licensed payday and title lenders · 2 locations Last verified Oct 11, 2026
  2. ORS 725A.020(1)-(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  3. ORS 725A.064(1), ORS 725A.064(2), ORS 725A.064(3), ORS 725A.064(6), ORS 725A.064(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. ORS 725A.062(1)-(2), ORS 725A.062(3), ORS 725A.062(4) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.