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Lane County, Oregon (OR)

Payday & Installment Loans in Eugene, OR

2 lenders in Eugene, OR · 1 lists hours · 2 verified in the last 30 days · + 3 reported, not yet verified

Looking for a payday or installment loan near you in Eugene, Oregon? We list 2 lender locations in Eugene with addresses, phone numbers, opening hours and, where Oregon publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Eugene

1 without listed hours yet

License status is as shown in the Oregon Division of Financial Regulation (DFR), Department of Consumer and Business Services's public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.

Other lenders reported in Eugene

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.

Eugene lenders at a glance

Eugene, in Lane County (population 178,786), has 2 lender locations in our directory: 1 payday loan store and 1 installment lender, all in ZIP code 97408. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Albany, about 39 miles away, with 1 location.

Stores by loan type
Payday loans 1
Installment loans 1
County
Lane County
ZIP code
97408
Hours (1 store lists them)
Closed on weekends

Typical cost in Oregon

  • A payday loan lender may not charge interest above 36 percent a year, excluding one origination fee. Source: ORS 725A.064(1) · medium confidence

Rules for lenders in Eugene

Eugene has no local payday or title loan ordinance in our records, so Oregon state law applies.

  • A person may not conduct business as a payday loan lender or a title loan lender without a license from the Director of Consumer and Business Services, and a loan made without a license is void. Source: ORS 725A.020(1)-(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan lender may not charge interest above 36 percent a year, excluding one origination fee. Source: ORS 725A.064(1) · verified Oct 9, 2026 · medium confidence
  • Over the whole term of a payday loan, including renewals, the lender may charge one origination fee of at most $10 per $100 borrowed or $30, whichever is less. Source: ORS 725A.064(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan must have a term of at least 31 days. Source: ORS 725A.064(3) · verified Oct 9, 2026 · medium confidence

All rules: Oregon lending rules.

Questions people ask

How many payday loan stores are in Eugene, OR?

We list 1 payday loan store and 1 installment lender in Eugene, checked against their sources as of October 9, 2026.

Are payday loans legal in Oregon?

Yes. Payday lenders operate in Oregon under state rules. For example: A person may not conduct business as a payday loan lender or a title loan lender without a license from the Director of Consumer and Business Services, and a loan made without a license is void (ORS 725A.020(1)-(2)).

Which lenders have the most stores in Eugene?

OneMain Financial (1 store).

Are any lenders in Eugene open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (OR) · 1 location Last verified Oct 11, 2026
  2. Oregon DFR list of licensed payday and title lenders · 1 location Last verified Oct 11, 2026
  3. ORS 725A.020(1)-(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. ORS 725A.064(1), ORS 725A.064(2), ORS 725A.064(3), ORS 725A.064(6), ORS 725A.064(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. ORS 725A.062(1)-(2), ORS 725A.062(3), ORS 725A.062(4) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.