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Umatilla County, Oregon (OR)

Payday Loans in Hermiston, OR

1 lender in Hermiston, OR · 1 verified in the last 30 days

Looking for a payday loan near you in Hermiston, Oregon? We list 1 lender location in Hermiston with its address, phone number, opening hours and, where Oregon publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

License status is as shown in the Oregon Division of Financial Regulation (DFR), Department of Consumer and Business Services's public records. A status other than "Active" can also mean the license moved to another system (such as NMLS) or is held under another name.

Hermiston lenders at a glance

Hermiston, in Umatilla County (population 19,746), has 1 lender location in our directory: 1 payday loan store. The nearest other city with lenders is Pendleton, about 25 miles away, with 1 location.

Stores by loan type
Payday loans 1
County
Umatilla County

Typical cost in Oregon

  • A payday loan lender may not charge interest above 36 percent a year, excluding one origination fee. Source: ORS 725A.064(1) · medium confidence

Rules for lenders in Hermiston

Hermiston has no local payday or title loan ordinance in our records, so Oregon state law applies.

  • A person may not conduct business as a payday loan lender or a title loan lender without a license from the Director of Consumer and Business Services, and a loan made without a license is void. Source: ORS 725A.020(1)-(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan lender may not charge interest above 36 percent a year, excluding one origination fee. Source: ORS 725A.064(1) · verified Oct 9, 2026 · medium confidence
  • Over the whole term of a payday loan, including renewals, the lender may charge one origination fee of at most $10 per $100 borrowed or $30, whichever is less. Source: ORS 725A.064(2) · verified Oct 9, 2026 · medium confidence
  • A payday loan must have a term of at least 31 days. Source: ORS 725A.064(3) · verified Oct 9, 2026 · medium confidence

All rules: Oregon lending rules.

Questions people ask

How many payday loan stores are in Hermiston, OR?

We list 1 payday loan store in Hermiston, checked against their sources as of October 9, 2026.

Are payday loans legal in Oregon?

Yes. Payday lenders operate in Oregon under state rules. For example: A person may not conduct business as a payday loan lender or a title loan lender without a license from the Director of Consumer and Business Services, and a loan made without a license is void (ORS 725A.020(1)-(2)).

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Oregon DFR list of licensed payday and title lenders · 1 location Last verified Oct 11, 2026
  2. ORS 725A.020(1)-(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  3. ORS 725A.064(1), ORS 725A.064(2), ORS 725A.064(3), ORS 725A.064(6), ORS 725A.064(7) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. ORS 725A.062(1)-(2), ORS 725A.062(3), ORS 725A.062(4) · Title loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.