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Ottawa County, Oklahoma (OK)

Payday Loans in Miami, OK

2 lenders in Miami, OK · 1 lists hours · 1 open Saturday · 2 verified in the last 30 days

Looking for a payday loan near you in Miami, Oklahoma? We list 2 payday loan stores in Miami with addresses, phone numbers, opening hours and, where Oklahoma publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Miami

1 without listed hours yet

Miami lenders at a glance

Miami, in Ottawa County (population 12,886), has 2 lender locations in our directory: 12 installment lenders, 3 pawn shops and 2 payday loan stores (some stores offer more than one type), across 2 ZIP codes. The chains with the most stores here are Advance America (1), Check 'n Go (1) and Security Finance (1). Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. The nearest other city with lenders is North Miami, about 2 miles away, with 1 location.

Stores by loan type
Payday loans 2
Installment loans 12
Pawn shops 3
County
Ottawa County
ZIP codes with stores
33126, 74354
Hours (2 stores list them)
Open Saturday: 1

Rules for lenders in Miami

Miami has no local payday or title loan ordinance in our records, so Oklahoma state law applies.

  • Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license. Source: DOCC 2024 Annual Report · verified Oct 9, 2026

All rules: Oklahoma lending rules.

Questions people ask

How many installment lenders are in Miami, OK?

We list 12 installment lenders, 3 pawn shops and 2 payday loan stores in Miami, checked against their sources as of October 9, 2026.

Are payday loans legal in Oklahoma?

Yes. Payday lenders operate in Oklahoma under state rules. For example: Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license (DOCC 2024 Annual Report).

Which lenders have the most stores in Miami?

Advance America (1 store), Check 'n Go (1 store) and Security Finance (1 store).

Are any lenders in Miami open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Oklahoma Department of Consumer Credit licence rosters · 2 locations Last verified Oct 15, 2026
  2. Check 'n Go locations (OK) · 1 location Last verified Oct 15, 2026
  3. 59 O.S. § 3150 et seq. (Oklahoma Small Lenders Act), 59 O.S. § 3150 et seq. (DOCC licence requirements) · General rules Last verified Oct 9, 2026 · high confidence
  4. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  5. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  6. DOCC 2024 Annual Report · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  7. OKDOCC Pawnbroker Rate Chart (59 O.S. § 1501 et seq.) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.