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Beckham County, Oklahoma (OK)

Pawn Shops in Elk City, OK

1 lender in Elk City, OK · 1 verified in the last 30 days · + 1 reported, not yet verified

Looking for a pawn shop near you in Elk City, Oklahoma? We list 1 pawn shop in Elk City with its address, phone number, opening hours and, where Oklahoma publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Elk City

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.

Elk City lenders at a glance

Elk City, in Beckham County (population 11,383), has 1 lender location in our directory: 5 installment lenders and 1 pawn shop (some stores offer more than one type), all in ZIP code 73644. The chains with the most stores here are Security Finance (1) and World Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Clinton, about 27 miles away, with 7 locations.

Stores by loan type
Installment loans 5
Pawn shops 1
County
Beckham County
ZIP code
73644
Hours (1 store lists them)
Closed on weekends

Rules for lenders in Elk City

Elk City has no local payday or title loan ordinance in our records, so Oklahoma state law applies.

  • Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license. Source: DOCC 2024 Annual Report · verified Oct 9, 2026

All rules: Oklahoma lending rules.

Questions people ask

How many installment lenders are in Elk City, OK?

We list 5 installment lenders and 1 pawn shop in Elk City, checked against their sources as of October 9, 2026.

Are payday loans legal in Oklahoma?

Yes. Payday lenders operate in Oklahoma under state rules. For example: Payday-style lending in Oklahoma is now licensed as an Oklahoma Small Lender; the OSL license replaced the old Deferred Deposit Lender license (DOCC 2024 Annual Report).

Which lenders have the most stores in Elk City?

Security Finance (1 store) and World Finance (1 store).

Are any lenders in Elk City open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Oklahoma Department of Consumer Credit licence rosters · 1 location Last verified Oct 15, 2026
  2. 59 O.S. § 3150 et seq. (Oklahoma Small Lenders Act), 59 O.S. § 3150 et seq. (DOCC licence requirements) · General rules Last verified Oct 9, 2026 · high confidence
  3. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  4. 59 O.S. § 3150.10(C) · General rules Last verified Oct 9, 2026 · high confidence
  5. DOCC 2024 Annual Report · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  6. OKDOCC Pawnbroker Rate Chart (59 O.S. § 1501 et seq.) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.