Columbiana County, Ohio (OH)
Payday Loans & Pawn Shops in East Liverpool, OH
2 lenders in East Liverpool, OH · 2 verified in the last 30 days
Looking for a payday loan or a pawn shop near you in East Liverpool, Ohio? We list 2 lender locations in East Liverpool with addresses, phone numbers, opening hours and, where Ohio publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
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Stevens Jewelers
215 East Fifth Street 1.1 mi from downtown
Source: Ohio Division of Financial Institutions eLicense rosters · verified Oct 8, 2026
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Advance America
15937 St Route 170, Ste 6 2.7 mi from downtown
Source: Ohio Division of Financial Institutions eLicense rosters · verified Oct 8, 2026
East Liverpool lenders at a glance
East Liverpool, in Columbiana County (population 9,651), has 2 lender locations in our directory: 1 payday loan store and 1 pawn shop, all in ZIP code 43920. The chain with the most stores here is Advance America (1). The nearest other city with lenders is Calcutta, about 4 miles away, with 1 location.
- Stores by loan type
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Payday loans 1
Pawn shops 1 - County
- Columbiana County
- ZIP code
- 43920
Typical cost in Ohio
- Average contracted APR (payday loans): 110.68% Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average APR actually paid (payday loans): 75.42% Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average fee per loan (payday loans): $50.95 Source: Ohio Division of Financial Institutions annual report 2022 (2022)
- Average loan amount (payday loans): $496.15 Source: Ohio Division of Financial Institutions annual report 2022 (2022)
Rules for lenders in East Liverpool
East Liverpool has no local payday or title loan ordinance in our records, so Ohio state law applies.
- A short-term loan under the Short-Term Loan Act can be for at most $1,000. Source: Ohio Rev. Code § 1321.39(A) · verified Oct 8, 2026 · medium confidence
- A short-term loan must run for at least 91 days, unless the monthly payment is small relative to the borrower's income. Source: Ohio Rev. Code § 1321.39(B) · verified Oct 8, 2026 · medium confidence
- A short-term loan can run for at most one year. Source: Ohio Rev. Code § 1321.39(B)(1) · verified Oct 8, 2026 · medium confidence
- Interest on a short-term loan cannot exceed 28 percent a year. Source: Ohio Rev. Code § 1321.40(A) · verified Oct 8, 2026 · medium confidence
All rules: Ohio lending rules.
Questions people ask
How many payday loan stores are in East Liverpool, OH?
We list 1 payday loan store and 1 pawn shop in East Liverpool, checked against their sources as of October 8, 2026.
Are payday loans legal in Ohio?
Yes. Payday lenders operate in Ohio under state rules. For example: A short-term loan under the Short-Term Loan Act can be for at most $1,000 (Ohio Rev. Code § 1321.39(A)).
Which lenders have the most stores in East Liverpool?
Advance America (1 store).
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Ohio Division of Financial Institutions eLicense rosters · 2 locations Last verified Oct 11, 2026
- Ohio Rev. Code § 1321.39(A), Ohio Rev. Code § 1321.39(B), Ohio Rev. Code § 1321.39(B)(1), Ohio Rev. Code § 1321.39(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.40(A), Ohio Rev. Code § 1321.40(B)(1), Ohio Rev. Code § 1321.40(C), Ohio Rev. Code § 1321.40(D), Ohio Rev. Code § 1321.40(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.41(E), Ohio Rev. Code § 1321.41(J), Ohio Rev. Code § 1321.41(H) · Payday loans (deferred presentment), Title loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.36(A) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.02 · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.13(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.57(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.63(A)(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.