Stark County, Ohio (OH)
Installment Loans in Magnolia, OH
1 lender in Magnolia, OH · 1 verified in the last 30 days
Looking for an installment loan near you in Magnolia, Ohio? We list 1 lender location in Magnolia with its address, phone number, opening hours and, where Ohio publishes it, license status. Last checked October 8, 2026.
All locations
Open now or opening soon
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Umh Sales and Finance, Inc.
11461 St. Rd. 800 3.3 mi from downtown
Source: Ohio Division of Financial Institutions eLicense rosters · verified Oct 8, 2026
Magnolia lenders at a glance
Magnolia, in Stark County (population 1,014), has 1 lender location in our directory: 1 installment lender, all in ZIP code 44643. The nearest other city with lenders is Canton, about 11 miles away, with 10 locations.
- Stores by loan type
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Installment loans 1
- County
- Stark County
- ZIP code
- 44643
Typical cost in Ohio
- The Small Loan Act covers loans of $5,000 or less and requires a license from the Division of Financial Institutions. Source: Ohio Rev. Code § 1321.02 · medium confidence
Rules for lenders in Magnolia
Magnolia has no local payday or title loan ordinance in our records, so Ohio state law applies.
- A short-term loan under the Short-Term Loan Act can be for at most $1,000. Source: Ohio Rev. Code § 1321.39(A) · verified Oct 8, 2026 · medium confidence
- A short-term loan must run for at least 91 days, unless the monthly payment is small relative to the borrower's income. Source: Ohio Rev. Code § 1321.39(B) · verified Oct 8, 2026 · medium confidence
- A short-term loan can run for at most one year. Source: Ohio Rev. Code § 1321.39(B)(1) · verified Oct 8, 2026 · medium confidence
- Interest on a short-term loan cannot exceed 28 percent a year. Source: Ohio Rev. Code § 1321.40(A) · verified Oct 8, 2026 · medium confidence
All rules: Ohio lending rules.
Questions people ask
How many installment lenders are in Magnolia, OH?
We list 1 installment lender in Magnolia, checked against their sources as of October 8, 2026.
Are payday loans legal in Ohio?
Yes. Payday lenders operate in Ohio under state rules. For example: A short-term loan under the Short-Term Loan Act can be for at most $1,000 (Ohio Rev. Code § 1321.39(A)).
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- Ohio Division of Financial Institutions eLicense rosters · 1 location Last verified Oct 11, 2026
- Ohio Rev. Code § 1321.39(A), Ohio Rev. Code § 1321.39(B), Ohio Rev. Code § 1321.39(B)(1), Ohio Rev. Code § 1321.39(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.40(A), Ohio Rev. Code § 1321.40(B)(1), Ohio Rev. Code § 1321.40(C), Ohio Rev. Code § 1321.40(D), Ohio Rev. Code § 1321.40(E) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.41(E), Ohio Rev. Code § 1321.41(J), Ohio Rev. Code § 1321.41(H) · Payday loans (deferred presentment), Title loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.36(A) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.02 · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.13(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.57(A) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
- Ohio Rev. Code § 1321.63(A)(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.