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Nevada (NV) lender directory

Payday Loans in Nevada

Looking for a payday loan near you in Nevada? Pick your city below. We list 29 stores in 5 Nevada cities, built from lenders' own store pages. Data last checked October 8, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Payday loans by city

Payday loans in Nevada: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

Payday loans (deferred presentment)

  • A customer who already has a deferred deposit or high-interest loan can take another only if the combined amount does not exceed 25 percent of expected gross monthly income. Source: Approved Regulation R037-20, sec. 14(2)(b) · verified Oct 8, 2026
  • The original term of a deferred deposit (payday) loan cannot be longer than 35 days. Source: Nev. Rev. Stat. 604A.501(1) · verified Oct 8, 2026 · medium confidence
  • A licensee cannot extend, renew, refinance or consolidate a deferred deposit loan past 90 days after the loan was first made. Source: Nev. Rev. Stat. 604A.501(2) · verified Oct 8, 2026 · medium confidence
  • A deferred deposit loan, together with the customer's other outstanding loans, cannot exceed 25 percent of the customer's expected gross monthly income. Source: Nev. Rev. Stat. 604A.5017(1) · verified Oct 8, 2026 · medium confidence
  • A customer who asks before the loan is due, and has not had a plan in the past 12 months, is entitled to an extended payment plan of at least four payments. Source: Nev. Rev. Stat. 604A.5026(1)-(2) · verified Oct 8, 2026 · medium confidence
  • The extended payment plan must run over at least 60 days. Source: Nev. Rev. Stat. 604A.5026(2)(b) · verified Oct 8, 2026 · medium confidence
  • Before suing on a defaulted deferred deposit loan, the licensee must offer a repayment plan that stays open for at least 30 days after the default. Source: Nev. Rev. Stat. 604A.5027(1) · verified Oct 8, 2026 · medium confidence
  • A customer can pay a deferred deposit loan in full at any time before the final payment is due without an extra charge or fee. Source: Nev. Rev. Stat. 604A.5024(1) · verified Oct 8, 2026 · medium confidence

Statewide loan database

  • Before making a deferred deposit loan, title loan or high-interest loan, a licensee must query the statewide lending database (NRS 604A.303). Source: Approved Regulation R037-20, sec. 12(1) · verified Oct 8, 2026

Lenders in Nevada are licensed by the Nevada Department of Business and Industry, Financial Institutions Division (FID). See also online lenders and apps in Nevada.

Nevada lending statistics

Official figures, grouped by the report they come from. Older reports are the latest published for that measure.

Nevada FID Lender Database System report, loans registered January to December 2024 (Catalis) (2024)

LoanMeasureValue
All loansBorrowers137,496
All loansActive lender locations240
All loansLoans recorded in the state database549,182
Payday (deferred presentment)Total fees charged$9,700,000
Payday (deferred presentment)Total amount lent$65,700,000
Payday (deferred presentment)Borrowers25,171
Payday (deferred presentment)Loans recorded in the state database134,243
Installment loanTotal fees charged (high-interest loans)$213,100,000
Installment loanTotal amount lent (high-interest loans)$261,800,000
Installment loanBorrowers (high-interest loans)106,913
Installment loanHigh-interest loans recorded in the state database377,700
Auto title loanTotal fees charged$48,000,000
Auto title loanTotal amount lent$63,400,000
Auto title loanBorrowers20,459
Auto title loanLoans recorded in the state database37,239

Source: Nevada FID Lender Database System report, loans registered January to December 2024 (Catalis) · verified Oct 8, 2026

Questions people ask

Are payday loans legal in Nevada?

Yes. Payday lenders operate in Nevada under state rules. For example: A customer who already has a deferred deposit or high-interest loan can take another only if the combined amount does not exceed 25 percent of expected gross monthly income (Approved Regulation R037-20, sec. 14(2)(b)).

How many payday loan stores are in Nevada?

We list 29 payday loan stores in Nevada, in 5 cities.

Which Nevada cities have the most payday loan stores?

Las Vegas (21), Henderson (4), Reno (2), North Las Vegas (1) and Sparks (1).

How do I check a lender's license in Nevada?

Lenders in Nevada are licensed by the Nevada Department of Business and Industry, Financial Institutions Division (FID). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. Check City branch pages (NV) · 29 locations Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), NV · 8 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Nev. Rev. Stat. 604A.0703 · General rules Last verified Oct 8, 2026 · medium confidence
  4. Approved Regulation R037-20, sec. 14(2)(b), Approved Regulation R037-20, sec. 12(1) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  5. Nev. Rev. Stat. 604A.501(1), Nev. Rev. Stat. 604A.501(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  6. Nev. Rev. Stat. 604A.5017(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  7. Nev. Rev. Stat. 604A.5026(1)-(2), Nev. Rev. Stat. 604A.5026(2)(b) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  8. Nev. Rev. Stat. 604A.5027(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  9. Nev. Rev. Stat. 604A.5024(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  10. Nev. Rev. Stat. 604A.5074(1), Nev. Rev. Stat. 604A.5074(2), Nev. Rev. Stat. 604A.5074(3) · Title loans Last verified Oct 8, 2026 · medium confidence
  11. Nev. Rev. Stat. 604A.5076(1) · Title loans Last verified Oct 8, 2026 · medium confidence
  12. Nev. Rev. Stat. 604A.5079(1)-(2) · Title loans Last verified Oct 8, 2026 · medium confidence
  13. Nev. Rev. Stat. 604A.5083(1) · Title loans Last verified Oct 8, 2026 · medium confidence
  14. Nev. Rev. Stat. 604A.5037(1), Nev. Rev. Stat. 604A.5037(2), Nev. Rev. Stat. 604A.5037(3) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  15. Nev. Rev. Stat. 604A.5045(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  16. Nev. Rev. Stat. 646.050(1), Nev. Rev. Stat. 646.050(2), Nev. Rev. Stat. 646.050(4) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

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