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Nevada (NV) lender directory

Installment Loans in Nevada

Looking for an installment loan near you in Nevada? Pick your city below. We list 8 stores in 5 Nevada cities, built from lenders' own store pages. Data last checked October 8, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Installment loans by city

Installment loans in Nevada: the rules

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

  • The original term of a high-interest loan (APR above 40 percent) cannot be longer than 35 days. Source: Nev. Rev. Stat. 604A.5037(1) · verified Oct 8, 2026 · medium confidence
  • A high-interest loan can run up to 90 days only if it is repaid in fully amortizing installments, with no balloon payment and no extension. Source: Nev. Rev. Stat. 604A.5037(2) · verified Oct 8, 2026 · medium confidence
  • A licensee cannot extend, renew, refinance or consolidate a high-interest loan past 90 days after the loan was first made. Source: Nev. Rev. Stat. 604A.5037(3) · verified Oct 8, 2026 · medium confidence
  • The monthly payment on a high-interest loan, together with the customer's other loans, cannot exceed 25 percent of expected gross monthly income. Source: Nev. Rev. Stat. 604A.5045(1) · verified Oct 8, 2026 · medium confidence

Lenders in Nevada are licensed by the Nevada Department of Business and Industry, Financial Institutions Division (FID). See also online lenders and apps in Nevada.

Nevada lending statistics

Official figures, grouped by the report they come from. Older reports are the latest published for that measure.

Nevada FID Lender Database System report, loans registered January to December 2024 (Catalis) (2024)

LoanMeasureValue
All loansBorrowers137,496
All loansActive lender locations240
All loansLoans recorded in the state database549,182
Payday (deferred presentment)Total fees charged$9,700,000
Payday (deferred presentment)Total amount lent$65,700,000
Payday (deferred presentment)Borrowers25,171
Payday (deferred presentment)Loans recorded in the state database134,243
Installment loanTotal fees charged (high-interest loans)$213,100,000
Installment loanTotal amount lent (high-interest loans)$261,800,000
Installment loanBorrowers (high-interest loans)106,913
Installment loanHigh-interest loans recorded in the state database377,700
Auto title loanTotal fees charged$48,000,000
Auto title loanTotal amount lent$63,400,000
Auto title loanBorrowers20,459
Auto title loanLoans recorded in the state database37,239

Source: Nevada FID Lender Database System report, loans registered January to December 2024 (Catalis) · verified Oct 8, 2026

Questions people ask

Are payday loans legal in Nevada?

Yes. Payday lenders operate in Nevada under state rules. For example: A customer who already has a deferred deposit or high-interest loan can take another only if the combined amount does not exceed 25 percent of expected gross monthly income (Approved Regulation R037-20, sec. 14(2)(b)).

How many installment lenders are in Nevada?

We list 8 installment lenders in Nevada, in 5 cities.

Which Nevada cities have the most installment lenders?

Las Vegas (4), Henderson (1), North Las Vegas (1), Reno (1) and Sparks (1).

How much can lenders charge in Nevada?

The monthly payment on a high-interest loan, together with the customer's other loans, cannot exceed 25 percent of expected gross monthly income (Nev. Rev. Stat. 604A.5045(1)). More limits are listed under the state rules on this page.

How do I check a lender's license in Nevada?

Lenders in Nevada are licensed by the Nevada Department of Business and Industry, Financial Institutions Division (FID). Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. OneMain Financial branches (NV) · 8 locations Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), NV · 1 location Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. Nev. Rev. Stat. 604A.0703 · General rules Last verified Oct 8, 2026 · medium confidence
  4. Approved Regulation R037-20, sec. 14(2)(b), Approved Regulation R037-20, sec. 12(1) · Payday loans (deferred presentment), Statewide loan database Last verified Oct 8, 2026 · high confidence
  5. Nev. Rev. Stat. 604A.501(1), Nev. Rev. Stat. 604A.501(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  6. Nev. Rev. Stat. 604A.5017(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  7. Nev. Rev. Stat. 604A.5026(1)-(2), Nev. Rev. Stat. 604A.5026(2)(b) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  8. Nev. Rev. Stat. 604A.5027(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  9. Nev. Rev. Stat. 604A.5024(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  10. Nev. Rev. Stat. 604A.5074(1), Nev. Rev. Stat. 604A.5074(2), Nev. Rev. Stat. 604A.5074(3) · Title loans Last verified Oct 8, 2026 · medium confidence
  11. Nev. Rev. Stat. 604A.5076(1) · Title loans Last verified Oct 8, 2026 · medium confidence
  12. Nev. Rev. Stat. 604A.5079(1)-(2) · Title loans Last verified Oct 8, 2026 · medium confidence
  13. Nev. Rev. Stat. 604A.5083(1) · Title loans Last verified Oct 8, 2026 · medium confidence
  14. Nev. Rev. Stat. 604A.5037(1), Nev. Rev. Stat. 604A.5037(2), Nev. Rev. Stat. 604A.5037(3) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  15. Nev. Rev. Stat. 604A.5045(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · medium confidence
  16. Nev. Rev. Stat. 646.050(1), Nev. Rev. Stat. 646.050(2), Nev. Rev. Stat. 646.050(4) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.