Missouri (MO) lender directory
Title Loans in Missouri
Looking for a title loan near you in Missouri? Pick your city below. We list 58 stores in 40 Missouri cities, built from state license records and lenders' own store pages. Data last checked October 8, 2026.
Read our guide: Title Loans: How They Work, What They Cost, and the Risks
Title loans by city
Top cities
- Title loans in St. Louis 5
- Title loans in Kansas City 4
- Title loans in Springfield 4
- Title loans in Florissant 3
- Title loans in Arnold 2
- Title loans in Bridgeton 2
- Title loans in Independence 2
- Title loans in Joplin 2
- Title loans in O'Fallon 2
- Title loans in St. Charles 2
- Title loans in Ballwin 1
- Title loans in Belton 1
All 40 cities A–Z
A
- Arnold 2
B
- Ballwin 1
- Belton 1
- Berkeley 1
- Blue Springs 1
- Bridgeton 2
C
D
E
F
- Farmington 1
- Florissant 3
G
H
I
J
- Jefferson City 1
- Joplin 2
K
- Kansas City 4
- Kennett 1
L
N
O
- O'Fallon 2
P
- Pacific 1
R
S
- Sedalia 1
- Shrewsbury 1
- Springfield 4
- St. Charles 2
- St. Joseph 1
- St. Louis 5
- Sugar Creek 1
- Sunset Hills 1
T
- Troy 1
W
Title loans in Missouri: the rules
- A title loan agreement must allow redemption for any agreed period of not less than 30 days. Source: Mo. Rev. Stat. § 367.512.1(3) · verified Oct 8, 2026
- From the third renewal of a title loan on, the borrower must reduce the principal by 10 percent each time. Source: Mo. Rev. Stat. § 367.512.1(4) · verified Oct 8, 2026
- Acting as a title lender without a title loan license brings civil and criminal penalties, and the loan agreements are void. Source: Mo. Rev. Stat. § 367.506.1-2 · verified Oct 8, 2026
Lenders in Missouri are licensed by the Missouri Department of Commerce and Insurance, Division of Finance. You can look up any license in its license search. See also online lenders and apps in Missouri.
Missouri lending statistics
Official figures, grouped by the report they come from. Older reports are the latest published for that measure.
Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) (2023-10/2024-09)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Average interest rate (APR) | 406.26% |
| Payday (deferred presentment) | Average loan | $300.94 |
| Payday (deferred presentment) | Loans made (at least) | 77,000 |
| Payday (deferred presentment) | Lenders that answered the survey | 72.9% |
Source: Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) · verified Oct 8, 2026
Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) (2024)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Licensees examined | 146 |
Source: Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) · verified Oct 8, 2026
Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) (2024-12-31)
| Loan | Measure | Value |
|---|---|---|
| Payday (deferred presentment) | Licenses at year end | 203 |
Source: Missouri Division of Finance payday lender survey, report to the General Assembly (Feb. 10, 2025; Oct. 2023 to Sep. 2024; OCR of a scanned PDF) · verified Oct 8, 2026
Questions people ask
Are payday loans legal in Missouri?
Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).
How many title loan stores are in Missouri?
We list 58 title loan stores in Missouri, in 40 cities.
Which Missouri cities have the most title loan stores?
St. Louis (5), Kansas City (4), Springfield (4), Florissant (3) and Arnold (2).
How do I check a lender's license in Missouri?
Lenders in Missouri are licensed by the Missouri Department of Commerce and Insurance, Division of Finance. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.
- TitleMax store locator (MO) · 58 locations Last verified Oct 15, 2026
- Missouri Division of Finance licensee search (CSV export) · 52 locations Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), MO · 11 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
- Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.