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St. Charles County, Missouri (MO)

Title Loans in O'Fallon, MO

2 lenders in O'Fallon, MO · 2 list hours · 2 open Saturday · 2 verified in the last 30 days

Looking for a title loan near you in O'Fallon, Missouri? We list 2 title loan stores in O'Fallon with addresses, phone numbers, opening hours and, where Missouri publishes it, license status. Last checked October 8, 2026.

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O'Fallon lenders at a glance

O'Fallon, in St. Charles County (population 95,355), has 2 lender locations in our directory: 3 installment lenders, 2 payday loan stores and 2 title loan stores (some stores offer more than one type), across 3 ZIP codes. The chains with the most stores here are TitleMax (2), ACE Cash Express (1) and Advance America (1). Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Lake St. Louis, about 4 miles away, with 2 locations.

Stores by loan type
Payday loans 2
Title loans 2
Installment loans 3
County
St. Charles County
ZIP codes with stores
63084, 63366, 63368
Hours (3 stores list them)
Open Saturday: 2
Open until 7 pm or later on weekdays: 2

Typical cost in Missouri

Rules for lenders in O'Fallon

O'Fallon has no local payday or title loan ordinance in our records, so Missouri state law applies.

  • A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500. Source: Mo. Rev. Stat. § 408.500.1 · verified Oct 8, 2026
  • A payday loan must run for at least 14 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can run for at most 31 days, including renewals. Source: Mo. Rev. Stat. § 408.505.2 · verified Oct 8, 2026
  • A payday loan can be renewed at most six times. Source: Mo. Rev. Stat. § 408.500.6 · verified Oct 8, 2026

All rules: Missouri lending rules.

Questions people ask

How many installment lenders are in O'Fallon, MO?

We list 3 installment lenders, 2 payday loan stores and 2 title loan stores in O'Fallon, checked against their sources as of October 8, 2026.

Are payday loans legal in Missouri?

Yes. Payday lenders operate in Missouri under state rules. For example: A payday loan (unsecured loan of $500 or less) needs a license from the Division of Finance, and the loan is capped at $500 (Mo. Rev. Stat. § 408.500.1).

Which lenders have the most stores in O'Fallon?

TitleMax (2 stores), ACE Cash Express (1 store) and Advance America (1 store).

Are any lenders in O'Fallon open on weekends?

Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. TitleMax store locator (MO) · 2 locations Last verified Oct 15, 2026
  2. Missouri Division of Finance licensee search (CSV export) · 2 locations Last verified Oct 15, 2026
  3. OpenStreetMap (Overpass API), MO · 2 locations Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
  4. Mo. Rev. Stat. § 408.500.1, Mo. Rev. Stat. § 408.500.6, Mo. Rev. Stat. § 408.500.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  5. Mo. Rev. Stat. § 408.505.2, Mo. Rev. Stat. § 408.505.3, Mo. Rev. Stat. § 408.505.5 · Payday loans (deferred presentment) Last verified Oct 8, 2026 · high confidence
  6. Mo. Rev. Stat. § 367.512.1(3), Mo. Rev. Stat. § 367.512.1(4) · Title loans Last verified Oct 8, 2026 · high confidence
  7. Mo. Rev. Stat. § 367.506.1-2 · Title loans Last verified Oct 8, 2026 · high confidence
  8. Mo. Rev. Stat. § 408.510 · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence
  9. Mo. Rev. Stat. § 408.140(1) · Installment and consumer finance loans Last verified Oct 8, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.