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Franklin Parish, Louisiana (LA)

Installment Loans in Winnsboro, LA

8 lenders in Winnsboro, LA · 1 lists hours · 8 verified in the last 30 days

Looking for an installment loan near you in Winnsboro, Louisiana? We list 8 installment lenders in Winnsboro with addresses, phone numbers, opening hours and, where Louisiana publishes it, license status. Last checked October 8, 2026.

Open now or opening soon

With hours & phone

Other licensed lenders in Winnsboro

7 without listed hours yet

Winnsboro lenders at a glance

Winnsboro, in Franklin Parish (population 4,602), has 8 lender locations in our directory: 8 installment lenders and 2 pawn shops (some stores offer more than one type), all in ZIP code 71295. The chains with the most stores here are World Finance (2), Advance America (1) and Security Finance (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Wisner, about 13 miles away, with 1 location.

Stores by loan type
Installment loans 8
Pawn shops 2
County
Franklin Parish
ZIP code
71295
Hours (1 store lists them)
Closed on weekends

Typical cost in Louisiana

  • A pawnbroker can charge interest of at most 10 percent per month on pawn transactions. Source: La. R.S. 37:1791 · medium confidence

Rules for lenders in Winnsboro

Winnsboro has no local payday or title loan ordinance in our records, so Louisiana state law applies.

  • The amount paid to the borrower in a deferred presentment transaction (payday loan) cannot exceed $700 in the 2023 statute text; OFI adjusts the cap each year with the consumer price index. Source: La. R.S. 9:3578.3(3)(c) · verified Oct 8, 2026 · medium confidence
  • A licensee can hold the check for at most 30 days before negotiating or presenting it. Source: La. R.S. 9:3578.3(3)(b) · verified Oct 8, 2026 · medium confidence
  • The fee on a deferred presentment transaction or small loan can be at most 16.75 percent of the check's face amount. Source: La. R.S. 9:3578.4(A)(1) · verified Oct 8, 2026 · medium confidence
  • If the loan is unpaid at maturity, the licensee can charge 36 percent a year for up to a year, then at most 18 percent a year. Source: La. R.S. 9:3578.4(A)(2) · verified Oct 8, 2026 · medium confidence

All rules: Louisiana lending rules.

Questions people ask

How many installment lenders are in Winnsboro, LA?

We list 8 installment lenders and 2 pawn shops in Winnsboro, checked against their sources as of October 8, 2026.

Which lenders have the most stores in Winnsboro?

World Finance (2 stores), Advance America (1 store) and Security Finance (1 store).

Are any lenders in Winnsboro open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. Louisiana Office of Financial Institutions licensee tables (licensed lenders, pawnbrokers) · 7 locations Last verified Oct 15, 2026
  2. World Finance locations (LA) · 1 location Last verified Oct 15, 2026
  3. La. R.S. 9:3578.3(3)(c), La. R.S. 9:3578.3(3)(b), La. R.S. 9:3578.3(7) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  4. La. R.S. 9:3578.4(A)(1), La. R.S. 9:3578.4(A)(2) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  5. La. R.S. 9:3578.4.1(C)(1)(a), La. R.S. 9:3578.4.1(A)(1) · Payday loans (deferred presentment) Last verified Oct 8, 2026 · medium confidence
  6. La. R.S. 37:1801(D) · Title loans Last verified Oct 8, 2026 · medium confidence
  7. La. R.S. 37:1791 · Pawn loans Last verified Oct 8, 2026 · medium confidence
  8. La. R.S. 37:1799(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence
  9. La. R.S. 37:1785(A) · Pawn loans Last verified Oct 8, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.