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Black Hawk County, Iowa (IA)

Pawn Shops in Waterloo, IA

1 lender in Waterloo, IA · 1 lists hours · 1 open Saturday · 1 verified in the last 30 days

Looking for a pawn shop near you in Waterloo, Iowa? We list 1 pawn shop in Waterloo with its address, phone number, opening hours and, where Iowa publishes it, license status. Last checked October 9, 2026.

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Waterloo lenders at a glance

Waterloo, in Black Hawk County (population 67,477), has 1 lender location in our directory: 1 pawn shop, all in ZIP code 50702. The chain with the most stores here is EZPAWN (1). The only store here that publishes hours is open on Saturday but not on Sunday. The nearest other city with lenders is Cedar Falls, about 6 miles away, with 1 location.

Stores by loan type
Pawn shops 1
County
Black Hawk County
ZIP code
50702
Hours (1 store lists them)
Open Saturday: 1

Rules for lenders in Waterloo

Waterloo has no local payday or title loan ordinance in our records, so Iowa state law applies.

  • A person may not run a delayed deposit services (payday) business in Iowa unless it is physically located in the state and licensed by the Superintendent of Banking. Source: Iowa Code § 533D.3(1) · verified Oct 9, 2026
  • A licensee may charge at most $15 on the first $100 of the check's face amount and at most $10 on each later $100 (prorated for part of $100). Source: Iowa Code § 533D.9(1) · verified Oct 9, 2026
  • A licensee may not hold more than two checks from any one maker at one time. Source: Iowa Code § 533D.10(1)(a) · verified Oct 9, 2026
  • A licensee may not hold checks from one maker with an aggregate face amount of more than $500 at one time. Source: Iowa Code § 533D.10(1)(b) · verified Oct 9, 2026

All rules: Iowa lending rules.

Questions people ask

How many pawn shops are in Waterloo, IA?

We list 1 pawn shop in Waterloo, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Waterloo?

EZPAWN (1 store).

Are any lenders in Waterloo open on weekends?

The only store here that publishes hours is open on Saturday but not on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. EZPAWN store locator (IA) · 1 location Last verified Oct 11, 2026
  2. Iowa Code § 533D.3(1) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  3. Iowa Code § 533D.9(1) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  4. Iowa Code § 533D.10(1)(a), Iowa Code § 533D.10(1)(b), Iowa Code § 533D.10(1)(c), Iowa Code § 533D.10(1)(e) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.