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Polk County, Iowa (IA)

Installment Loans & Pawn Shops in Des Moines, IA

3 lenders in Des Moines, IA · 3 list hours · 2 open Saturday · 3 verified in the last 30 days · + 5 reported, not yet verified

Looking for an installment loan or a pawn shop near you in Des Moines, Iowa? We list 3 lender locations in Des Moines with addresses, phone numbers, opening hours and, where Iowa publishes it, license status. Last checked October 9, 2026.

Open now or opening soon

Other lenders reported in Des Moines

These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.

Found in OpenStreetMap (seen Oct 11, 2026). Not yet matched to a state license or the brand's own store list.

Des Moines lenders at a glance

Des Moines, in Polk County (population 213,096), has 3 lender locations in our directory: 2 pawn shops and 1 installment lender, across 2 ZIP codes. The chains with the most stores here are EZPAWN (2) and OneMain Financial (1). Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. The nearest other city with lenders is Clive, about 10 miles away, with 1 location.

Stores by loan type
Installment loans 1
Pawn shops 2
County
Polk County
ZIP codes with stores
50313, 50320
Hours (3 stores list them)
Open Saturday: 2

Rules for lenders in Des Moines

Des Moines has no local payday or title loan ordinance in our records, so Iowa state law applies.

  • A person may not run a delayed deposit services (payday) business in Iowa unless it is physically located in the state and licensed by the Superintendent of Banking. Source: Iowa Code § 533D.3(1) · verified Oct 9, 2026
  • A licensee may charge at most $15 on the first $100 of the check's face amount and at most $10 on each later $100 (prorated for part of $100). Source: Iowa Code § 533D.9(1) · verified Oct 9, 2026
  • A licensee may not hold more than two checks from any one maker at one time. Source: Iowa Code § 533D.10(1)(a) · verified Oct 9, 2026
  • A licensee may not hold checks from one maker with an aggregate face amount of more than $500 at one time. Source: Iowa Code § 533D.10(1)(b) · verified Oct 9, 2026

All rules: Iowa lending rules.

Questions people ask

How many pawn shops are in Des Moines, IA?

We list 2 pawn shops and 1 installment lender in Des Moines, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Des Moines?

EZPAWN (2 stores) and OneMain Financial (1 store).

Are any lenders in Des Moines open on weekends?

Of the 3 stores that publish hours, 2 open on Saturday and 0 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. EZPAWN store locator (IA) · 2 locations Last verified Oct 11, 2026
  2. OneMain Financial branches (IA) · 1 location Last verified Oct 11, 2026
  3. Iowa Code § 533D.3(1) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  4. Iowa Code § 533D.9(1) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence
  5. Iowa Code § 533D.10(1)(a), Iowa Code § 533D.10(1)(b), Iowa Code § 533D.10(1)(c), Iowa Code § 533D.10(1)(e) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.