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St. Joseph County, Indiana (IN)

Installment Loans in South Bend, IN

1 lender in South Bend, IN · 1 lists hours · 1 verified in the last 30 days

Looking for an installment loan near you in South Bend, Indiana? We list 1 installment lender in South Bend with its address, phone number, opening hours and, where Indiana publishes it, license status. Last checked October 9, 2026.

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South Bend lenders at a glance

South Bend, in St. Joseph County (population 103,713), has 1 lender location in our directory: 1 installment lender, all in ZIP code 46628. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Mishawaka, about 5 miles away, with 2 locations.

Stores by loan type
Installment loans 1
County
St. Joseph County
ZIP code
46628
Hours (1 store lists them)
Closed on weekends

Typical cost in Indiana

  • A supervised (consumer finance) loan can carry up to 36 percent a year on the part of the balance up to $2,000, with lower rates above that. Source: Ind. Code § 24-4.5-3-508 · medium confidence

Rules for lenders in South Bend

South Bend has no local payday or title loan ordinance in our records, so Indiana state law applies.

  • On a small (payday) loan the finance charge is at most 15 percent of the first $250. Source: Ind. Code § 24-4.5-7-201(1) · verified Oct 9, 2026 · medium confidence
  • On the part of a small loan from $250 to $400 the finance charge is at most 13 percent. Source: Ind. Code § 24-4.5-7-201(2) · verified Oct 9, 2026 · medium confidence
  • On the part of a small loan from $400 to $550 the finance charge is at most 10 percent (the $550 ceiling is indexed to inflation). Source: Ind. Code § 24-4.5-7-201(3)-(4) · verified Oct 9, 2026 · medium confidence
  • A small loan cannot have a term shorter than 14 days. Source: Ind. Code § 24-4.5-7-401(1) · verified Oct 9, 2026 · medium confidence

All rules: Indiana lending rules.

Questions people ask

How many installment lenders are in South Bend, IN?

We list 1 installment lender in South Bend, checked against their sources as of October 9, 2026.

Which lenders have the most stores in South Bend?

OneMain Financial (1 store).

Are any lenders in South Bend open on weekends?

The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. OneMain Financial branches (IN) · 1 location Last verified Oct 11, 2026
  2. Ind. Code § 24-4.5-7-201(1), Ind. Code § 24-4.5-7-201(2), Ind. Code § 24-4.5-7-201(3)-(4) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  3. Ind. Code § 24-4.5-7-401(1), Ind. Code § 24-4.5-7-401(3)-(4), Ind. Code § 24-4.5-7-401(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Ind. Code § 24-4.5-7-402(1), Ind. Code § 24-4.5-7-402(7), Ind. Code § 24-4.5-7-402(6) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Ind. Code § 24-4.5-3-508 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.