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Indiana (IN) lender directory

Installment Loans & Pawn Shops in Indiana

Looking for a lender near you in Indiana? Pick your city below. We list 98 stores in 54 Indiana cities, built from lenders' own store pages. Data last checked October 9, 2026.

Lenders by city

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Lending rules in Indiana

Rules marked "medium confidence" were checked against a published copy of the statute because the official site was unavailable to us. Confirm them with the official text before relying on them.

Payday loans (deferred presentment)

  • On a small (payday) loan the finance charge is at most 15 percent of the first $250. Source: Ind. Code § 24-4.5-7-201(1) · verified Oct 9, 2026 · medium confidence
  • On the part of a small loan from $250 to $400 the finance charge is at most 13 percent. Source: Ind. Code § 24-4.5-7-201(2) · verified Oct 9, 2026 · medium confidence
  • On the part of a small loan from $400 to $550 the finance charge is at most 10 percent (the $550 ceiling is indexed to inflation). Source: Ind. Code § 24-4.5-7-201(3)-(4) · verified Oct 9, 2026 · medium confidence
  • A small loan cannot have a term shorter than 14 days. Source: Ind. Code § 24-4.5-7-401(1) · verified Oct 9, 2026 · medium confidence
  • After an initial loan and three consecutive small loans the lender must offer an extended payment plan of at least four equal installments over at least 60 days, with no fee. Source: Ind. Code § 24-4.5-7-401(3)-(4) · verified Oct 9, 2026 · medium confidence
  • After five consecutive small loans after the initial loan, a borrower must wait seven days after paying the fifth loan in full before taking another. Source: Ind. Code § 24-4.5-7-401(2) · verified Oct 9, 2026 · medium confidence
  • A lender cannot make a small loan if its principal and charges plus the borrower's other small loan balances exceed 20 percent of monthly gross income. Source: Ind. Code § 24-4.5-7-402(1) · verified Oct 9, 2026 · medium confidence
  • A lender cannot renew a small loan (a new loan after payment in full is not a renewal). Source: Ind. Code § 24-4.5-7-402(7) · verified Oct 9, 2026 · medium confidence
  • A borrower can cancel a small loan at no cost by returning the principal by the end of the business day after receiving it. Source: Ind. Code § 24-4.5-7-402(6) · verified Oct 9, 2026 · medium confidence

Installment and consumer finance loans

  • A supervised (consumer finance) loan can carry up to 36 percent a year on the part of the balance up to $2,000, with lower rates above that. Source: Ind. Code § 24-4.5-3-508 · verified Oct 9, 2026 · medium confidence

Lenders in Indiana are licensed by the Indiana Department of Financial Institutions (DFI), Consumer Credit Division. See also online lenders and apps in Indiana.

Questions people ask

How many installment lenders are in Indiana?

We list 84 installment lenders and 14 pawn shops in Indiana, in 54 cities.

Which Indiana cities have the most lenders?

Indianapolis (14), Evansville (5), Fort Wayne (5), Merrillville (4) and Anderson (3).

How much can lenders charge in Indiana?

On a small (payday) loan the finance charge is at most 15 percent of the first $250 (Ind. Code § 24-4.5-7-201(1)). More limits are listed under the state rules on this page.

How do I check a lender's license in Indiana?

Lenders in Indiana are licensed by the Indiana Department of Financial Institutions (DFI), Consumer Credit Division. Contact the regulator, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. OneMain Financial branches (IN) · 43 locations Last verified Oct 11, 2026
  2. World Finance locations (IN) · 36 locations Last verified Oct 11, 2026
  3. EZPAWN store locator (IN) · 14 locations Last verified Oct 11, 2026
  4. OpenStreetMap (Overpass API), IN · 13 locations Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  5. Republic Finance locations (IN) · 5 locations Last verified Oct 11, 2026
  6. Ind. Code § 24-4.5-7-201(1), Ind. Code § 24-4.5-7-201(2), Ind. Code § 24-4.5-7-201(3)-(4) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  7. Ind. Code § 24-4.5-7-401(1), Ind. Code § 24-4.5-7-401(3)-(4), Ind. Code § 24-4.5-7-401(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  8. Ind. Code § 24-4.5-7-402(1), Ind. Code § 24-4.5-7-402(7), Ind. Code § 24-4.5-7-402(6) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  9. Ind. Code § 24-4.5-3-508 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.