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Wayne County, Indiana (IN)

Pawn Shops in Richmond, IN

1 lender in Richmond, IN · 1 lists hours · 1 open Saturday · 1 open Sunday · 1 verified in the last 30 days

Looking for a pawn shop near you in Richmond, Indiana? We list 1 pawn shop in Richmond with its address, phone number, opening hours and, where Indiana publishes it, license status. Last checked October 9, 2026.

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Richmond lenders at a glance

Richmond, in Wayne County (population 35,561), has 1 lender location in our directory: 1 installment lender and 1 pawn shop (some stores offer more than one type), all in ZIP code 47374. The chains with the most stores here are EZPAWN (1) and OneMain Financial (1). Of the 2 stores that publish hours, 1 open on Saturday and 1 on Sunday. The nearest other city with lenders is Muncie, about 37 miles away, with 3 locations.

Stores by loan type
Installment loans 1
Pawn shops 1
County
Wayne County
ZIP code
47374
Hours (2 stores list them)
Open Saturday: 1
Open Sunday: 1
Open until 7 pm or later on weekdays: 1

Typical cost in Indiana

  • A supervised (consumer finance) loan can carry up to 36 percent a year on the part of the balance up to $2,000, with lower rates above that. Source: Ind. Code § 24-4.5-3-508 · medium confidence

Rules for lenders in Richmond

Richmond has no local payday or title loan ordinance in our records, so Indiana state law applies.

  • On a small (payday) loan the finance charge is at most 15 percent of the first $250. Source: Ind. Code § 24-4.5-7-201(1) · verified Oct 9, 2026 · medium confidence
  • On the part of a small loan from $250 to $400 the finance charge is at most 13 percent. Source: Ind. Code § 24-4.5-7-201(2) · verified Oct 9, 2026 · medium confidence
  • On the part of a small loan from $400 to $550 the finance charge is at most 10 percent (the $550 ceiling is indexed to inflation). Source: Ind. Code § 24-4.5-7-201(3)-(4) · verified Oct 9, 2026 · medium confidence
  • A small loan cannot have a term shorter than 14 days. Source: Ind. Code § 24-4.5-7-401(1) · verified Oct 9, 2026 · medium confidence

All rules: Indiana lending rules.

Questions people ask

How many installment lenders are in Richmond, IN?

We list 1 installment lender and 1 pawn shop in Richmond, checked against their sources as of October 9, 2026.

Which lenders have the most stores in Richmond?

EZPAWN (1 store) and OneMain Financial (1 store).

Are any lenders in Richmond open on weekends?

Of the 2 stores that publish hours, 1 open on Saturday and 1 on Sunday. Holiday hours can differ, so call ahead.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

The listings and rules on this page come from these sources. Each listing also links to its own record.

  1. EZPAWN store locator (IN) · 1 location Last verified Oct 11, 2026
  2. Ind. Code § 24-4.5-7-201(1), Ind. Code § 24-4.5-7-201(2), Ind. Code § 24-4.5-7-201(3)-(4) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  3. Ind. Code § 24-4.5-7-401(1), Ind. Code § 24-4.5-7-401(3)-(4), Ind. Code § 24-4.5-7-401(2) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  4. Ind. Code § 24-4.5-7-402(1), Ind. Code § 24-4.5-7-402(7), Ind. Code § 24-4.5-7-402(6) · Payday loans (deferred presentment) Last verified Oct 9, 2026 · medium confidence
  5. Ind. Code § 24-4.5-3-508 · Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.