Honolulu County, Hawaii (HI)
Installment Loans in Waipahu, HI
1 lender in Waipahu, HI · 1 lists hours · 1 verified in the last 30 days
Looking for an installment loan near you in Waipahu, Hawaii? We list 1 lender location in Waipahu with its address, phone number, opening hours and, where Hawaii publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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OneMain Financial
94-866 Moloalo St 0.5 mi from downtown
Source: OneMain Financial branches (HI), OpenStreetMap (Overpass API), HI · verified Oct 9, 2026
Waipahu lenders at a glance
Waipahu, in Honolulu County, has 1 lender location in our directory: 1 installment lender, all in ZIP code 96797. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Honolulu, about 11 miles away, with 1 location.
- Stores by loan type
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Installment loans 1
- County
- Honolulu County
- ZIP code
- 96797
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Hawaii
- The most a borrower can get from an installment lender under the Small Dollar Loans law is $1,500. Source: HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · medium confidence
- The maximum interest rate on an installment loan is 36 percent a year on the unpaid principal balance. Source: HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · medium confidence
Rules for lenders in Waipahu
Waipahu has no local payday or title loan ordinance in our records, so Hawaii state law applies.
- The Division of Financial Institutions says Act 56 (2021) replaced the deferred deposit (payday) law with the Small Dollar Loans law and that the new law prohibits payday loans. Source: HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · verified Oct 9, 2026 · medium confidence
All rules: Hawaii lending rules.
Questions people ask
How many installment lenders are in Waipahu, HI?
We list 1 installment lender in Waipahu, checked against their sources as of October 9, 2026.
Are payday loans legal in Hawaii?
No. The Division of Financial Institutions says Act 56 (2021) replaced the deferred deposit (payday) law with the Small Dollar Loans law and that the new law prohibits payday loans (HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ).
Which lenders have the most stores in Waipahu?
OneMain Financial (1 store).
Are any lenders in Waipahu open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- OneMain Financial branches (HI) · 1 location Last verified Oct 15, 2026
- OpenStreetMap (Overpass API), HI · 1 location Last verified Oct 15, 2026 © OpenStreetMap contributors, ODbL 1.0
- HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · Payday loans (deferred presentment), Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.