Hawaii County, Hawaii (HI)
Installment Loans in Hilo, HI
1 lender in Hilo, HI · 1 lists hours · 1 verified in the last 30 days · + 1 reported, not yet verified
Looking for an installment loan near you in Hilo, Hawaii? We list 1 lender location in Hilo with its address, phone number, opening hours and, where Hawaii publishes it, license status. Last checked October 9, 2026.
All locations
Open now or opening soon
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OneMain Financial
315 E Makaala St 9.9 mi from downtown
Source: OneMain Financial branches (HI) · verified Oct 9, 2026
Other lenders reported in Hilo
These stores appear in public data but are not yet verified, so they have no page here. Call ahead before you go.
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Hilo Loan Shop Not yet verified 64 Mamo Street
Found in OpenStreetMap (seen Oct 15, 2026). Not yet matched to a state license or the brand's own store list.
Hilo lenders at a glance
Hilo, in Hawaii County, has 1 lender location in our directory: 1 installment lender, all in ZIP code 96720. The chain with the most stores here is OneMain Financial (1). The only store here that publishes hours is closed on weekends. The nearest other city with lenders is Kahului, about 121 miles away, with 1 location.
- Stores by loan type
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Installment loans 1
- County
- Hawaii County
- ZIP code
- 96720
- Hours (1 store lists them)
- Closed on weekends
Typical cost in Hawaii
- The most a borrower can get from an installment lender under the Small Dollar Loans law is $1,500. Source: HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · medium confidence
- The maximum interest rate on an installment loan is 36 percent a year on the unpaid principal balance. Source: HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · medium confidence
Rules for lenders in Hilo
Hilo has no local payday or title loan ordinance in our records, so Hawaii state law applies.
- The Division of Financial Institutions says Act 56 (2021) replaced the deferred deposit (payday) law with the Small Dollar Loans law and that the new law prohibits payday loans. Source: HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · verified Oct 9, 2026 · medium confidence
All rules: Hawaii lending rules.
Questions people ask
How many installment lenders are in Hilo, HI?
We list 1 installment lender in Hilo, checked against their sources as of October 9, 2026.
Are payday loans legal in Hawaii?
No. The Division of Financial Institutions says Act 56 (2021) replaced the deferred deposit (payday) law with the Small Dollar Loans law and that the new law prohibits payday loans (HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ).
Which lenders have the most stores in Hilo?
OneMain Financial (1 store).
Are any lenders in Hilo open on weekends?
The only store here that publishes hours is closed on weekends. Holiday hours can differ, so call ahead.
Answers are generated from the listings and verified rules on this page; see Sources below.
Sources
The listings and rules on this page come from these sources. Each listing also links to its own record.
- OneMain Financial branches (HI) · 1 location Last verified Oct 15, 2026
- HRS ch. 480J (Act 56, 2021), per DFI consumer FAQ · Payday loans (deferred presentment), Installment and consumer finance loans Last verified Oct 9, 2026 · medium confidence
We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.
CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.