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Delaware (DE) lender directory

Title Loans in Delaware

Looking for a title loan near you in Delaware? Pick your city below. We list 3 stores in 3 Delaware cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Title Loans: How They Work, What They Cost, and the Risks

Title loans by city

Title loans in Delaware: the rules

  • A title loan has an originally stated repayment period of 180 days or less. Source: 5 Del. C. § 2250(4) · verified Oct 9, 2026
  • A title loan borrower may rescind the loan for any reason up to the end of the business day following the day on which proceeds were disbursed, without incurring any fee, interest, or other charge. Source: 5 Del. C. § 2253(a) · verified Oct 9, 2026
  • No title loan rollover can extend the repayment period beyond 180 days from original disbursement. Source: 5 Del. C. § 2254 · verified Oct 9, 2026
  • If a title loan borrower fails to repay, the lender must offer a workout agreement requiring at least 10% net reduction of indebtedness every month before taking possession of the vehicle. Source: 5 Del. C. § 2255(a) · verified Oct 9, 2026
  • The proceeds of the sale of a vehicle used as security satisfy all outstanding indebtedness, and the borrower is not liable for any deficiency. Source: 5 Del. C. § 2260 · verified Oct 9, 2026
  • No licensee shall seek or threaten to seek criminal prosecution of a title loan borrower in connection with nonpayment. Source: 5 Del. C. § 2257 · verified Oct 9, 2026
  • Delaware has no statutory rate cap on title loans. A title loan is a loan made by a licensee (5 Del. C. § 2250(4)), and 5 Del. C. § 2229 lets a licensee charge interest at "such daily, weekly, monthly, annual or other periodic percentage rate or rates as the agreement governing the loan provides." The title loan subchapter sets no rate ceiling. Source: 5 Del. C. §§ 2229, 2250(4) · verified Oct 9, 2026

Lenders in Delaware are licensed by the Delaware Office of the State Bank Commissioner. You can look up any license in its license search. See also online lenders and apps in Delaware.

Questions people ask

Are payday loans legal in Delaware?

Yes. Payday lenders operate in Delaware under state rules. For example: A short-term consumer loan can be at most $1,000 (5 Del. C. § 2227(7)).

How many title loan stores are in Delaware?

We list 3 title loan stores in Delaware, in 3 cities.

Which Delaware cities have the most title loan stores?

Delmar (1), Dover (1) and Wilmington (1).

How do I check a lender's license in Delaware?

Lenders in Delaware are licensed by the Delaware Office of the State Bank Commissioner. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. TitleMax store locator (DE) · 3 locations Last verified Oct 11, 2026
  2. 5 Del. C. § 2202(a) · General rules Last verified Oct 9, 2026 · high confidence
  3. 5 Del. C. § 2227(7), 5 Del. C. § 2235A(a)(1), 5 Del. C. § 2235A(a)(2), 5 Del. C. § 2235B(a), 5 Del. C. § 2227(5), 5 Del. C. § 2235A(a)(4), 5 Del. C. § 2229, 5 Del. C. §§ 2229, 2250(4) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · high confidence
  4. 5 Del. C. § 2250(4), 5 Del. C. § 2253(a), 5 Del. C. § 2254, 5 Del. C. § 2255(a), 5 Del. C. § 2260, 5 Del. C. § 2257 · Title loans Last verified Oct 9, 2026 · high confidence
  5. 24 Del. C. § 2310(a), 24 Del. C. § 2313(a), 24 Del. C. § 2316, 24 Del. C. § 2315 · Pawn loans Last verified Oct 9, 2026 · high confidence
  6. 24 Del. C. § 2304(a)(2), 24 Del. C. § 2307(a)(1) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.