CashAdvance.io

Delaware (DE) lender directory

Payday Loans in Delaware

Looking for a payday loan near you in Delaware? Pick your city below. We list 8 stores in 6 Delaware cities, built from lenders' own store pages. Data last checked October 9, 2026.

Read our guide: Installment Loans vs. Payday Loans: Costs, Terms and Which Is Safer

Payday loans by city

Payday loans in Delaware: the rules

  • A short-term consumer loan can be at most $1,000. Source: 5 Del. C. § 2227(7) · verified Oct 9, 2026
  • A borrower can have at most 5 short-term consumer loans from all lenders in any 12-month period. Source: 5 Del. C. § 2235A(a)(1) · verified Oct 9, 2026
  • A short-term consumer loan has a stated repayment period of less than 60 days. Source: 5 Del. C. § 2227(7) · verified Oct 9, 2026
  • No more than 4 rollovers of an existing short-term consumer loan are permitted. Source: 5 Del. C. § 2235A(a)(2) · verified Oct 9, 2026
  • Licensees must use a common database to determine whether a borrower has outstanding loans and is eligible for a loan under the limits. Source: 5 Del. C. § 2235B(a) · verified Oct 9, 2026
  • A borrower has the right to return any amount borrowed in full on or before the close of business of the business day following the day on which the sum has been disbursed without the incurrence of any fee or other charges. Source: 5 Del. C. § 2227(5) · verified Oct 9, 2026
  • No licensee shall pursue or threaten to pursue criminal action against a borrower in connection with nonpayment of a short-term consumer loan. Source: 5 Del. C. § 2235A(a)(4) · verified Oct 9, 2026
  • Delaware has no statutory rate cap on short-term consumer (payday) loans. 5 Del. C. § 2229 lets a licensee charge interest at "such daily, weekly, monthly, annual or other periodic percentage rate or rates as the agreement governing the loan provides." Source: 5 Del. C. § 2229 · verified Oct 9, 2026

Lenders in Delaware are licensed by the Delaware Office of the State Bank Commissioner. You can look up any license in its license search. See also online lenders and apps in Delaware.

Questions people ask

Are payday loans legal in Delaware?

Yes. Payday lenders operate in Delaware under state rules. For example: A short-term consumer loan can be at most $1,000 (5 Del. C. § 2227(7)).

How many payday loan stores are in Delaware?

We list 8 payday loan stores in Delaware, in 6 cities.

Which Delaware cities have the most payday loan stores?

Newark (2), Wilmington (2), Camden (1), Dover (1) and New Castle (1).

How do I check a lender's license in Delaware?

Lenders in Delaware are licensed by the Delaware Office of the State Bank Commissioner. You can look up a license in its online license search, or use NMLS Consumer Access for lenders licensed through NMLS.

Answers are generated from the listings and verified rules on this page; see Sources below.

Sources

Listings, statistics and rules on this page come from these sources, with how many locations each one supplied.

  1. Check 'n Go locations (DE) · 8 locations Last verified Oct 11, 2026
  2. OpenStreetMap (Overpass API), DE · 1 location Last verified Oct 11, 2026 © OpenStreetMap contributors, ODbL 1.0
  3. 5 Del. C. § 2202(a) · General rules Last verified Oct 9, 2026 · high confidence
  4. 5 Del. C. § 2227(7), 5 Del. C. § 2235A(a)(1), 5 Del. C. § 2235A(a)(2), 5 Del. C. § 2235B(a), 5 Del. C. § 2227(5), 5 Del. C. § 2235A(a)(4), 5 Del. C. § 2229, 5 Del. C. §§ 2229, 2250(4) · Payday loans (deferred presentment), Title loans Last verified Oct 9, 2026 · high confidence
  5. 5 Del. C. § 2250(4), 5 Del. C. § 2253(a), 5 Del. C. § 2254, 5 Del. C. § 2255(a), 5 Del. C. § 2260, 5 Del. C. § 2257 · Title loans Last verified Oct 9, 2026 · high confidence
  6. 24 Del. C. § 2310(a), 24 Del. C. § 2313(a), 24 Del. C. § 2316, 24 Del. C. § 2315 · Pawn loans Last verified Oct 9, 2026 · high confidence
  7. 24 Del. C. § 2304(a)(2), 24 Del. C. § 2307(a)(1) · Pawn loans Last verified Oct 9, 2026 · high confidence

We re-check sources regularly and show the date each was last verified. Spotted a mistake? Tell us and we'll check it against the source.

CashAdvance is not a lender and does not take applications. Listings are information only, built from public records (such as state license lists) and lenders' own published details. Confirm hours, fees and terms with the lender before you visit or borrow.